Intelligent Retirement Planning and Investing Strategies for Discerning Women and Couples Nationwide Age 50+

Stock markets stumble.
Inflation is back. Pensions are dwindling.
People retire earlier. Life lasts longer.
Let’s deal with it together.

Through conversation and collaboration, we follow a step-by-step planning process aimed at helping you live the best life possible with the money you have.

Bill Losey

Bill Losey, CFP® is a retirement specialist of over 30 years, having earned national recognition and acclaim through popular media appearances and published content. He works with a small circle of private clients from coast to coast to deliver an all-encompassing retirement income, investing and portfolio management service.

Isn’t it time you met Bill?

“People seek me out because they want a safe and relaxed environment to make smart financial decisions with no pressure to buy particular products. What they get are solutions to reduce and eliminate stress, an understanding of the advantages and disadvantages of various options, and improved clarity and confidence.”

Bill Losey, CFP®
Principal & Managing Partner
Chief Retirement Strategist

Top 10 Retirement Questions We Help Answer

  • When can I retire and what’s the best age to retire?

    It isn’t always 62 or 65, and it isn’t necessarily the same year you start collecting Social Security—in fact, it could be today. We take a broader look at your goals and your resources to determine what has to happen financially for you to make work optional. Learn more

  • How much money do I need to retire and what’s the best way to invest it?

    Some say you need 70-80% of your pre-retirement income to live comfortably in retirement, but it all depends on what kind of lifestyle you want. Through what we call The Science of Successful Investing, we weigh all relevant factors and apply a clear methodology to build an investment portfolio around your goals. Learn more

  • Is my asset allocation too conservative or aggressive?

    Your investment risk profile changes as you approach retirement, but overall it’s about balancing the growth you need to meet your goals with the strategies that will help minimize the potential for loss. Learn more

  • How much money can I take out and how long will it last?

    The 4% rule of thumb is one place to start, but answering this question starts with an understanding of how savings, income, Social Security and health status can all contribute to the longevity of wealth. Especially for women, retirement can be a decades-long journey, so it’s essential to have a strategic plan in place to make your money last. Learn more

  • How do I create a predictable income in retirement that’ll keep pace with inflation?

    The Safe Money Benchmark Strategy is a unique process that helps preserve your core retirement savings, while harvesting investment growth in order to generate predictable income. Learn more

  • What’s the most efficient way to reduce my tax burden?

    BLRS takes a comprehensive approach to assess your income sources and retirement accounts for tax-saving opportunities. With tax loss harvesting and other tactics, you can keep more of what you earn. Learn more

  • Should I downsize and/or relocate to a different state?

    Sometimes a change of residence is the best way to make work optional, and other times it’s an unnecessary step that can be avoided with intelligent income and investing strategies. Learn more

  • What’s the best age to start collecting Social Security?

    Depending on a number of factors, claiming Social Security too early can leave tens of thousands of dollars on the table. Since each individual’s situation is different, we complete a thorough analysis to help you maximize your lifetime benefit. Learn more

  • How will I plan and pay for my health care and/or long-term care?

    Everyone needs a strategy to protect and control their assets in the event of a change in health status. BLRS consults with a long-term care strategist and can coordinate with your attorney to design a strategy that works for you. Learn more

  • How do I preserve my independence and not burden my family?

    Retirement planning is about building financial independence, not just wealth. This entails asset protection, predictable income, and a well-balanced portfolio. BLRS provides a simple, systematic approach to crafting your financial independence strategy. Learn more

Our services are best suited to:

  • Pre-retirees and retirees age 50+ looking for advice on accumulated assets
  • Single, divorced or widowed women seeking an advisory relationship built on the highest levels of trust, integrity and service
  • Women and couples with inherited wealth or sudden wealth, who are in need of long-term guidance
  • Mid-career professionals and business owners in need of future-focused financial strategies
  • Investors suffering from poor client service, who are looking to have their calls and emails returned within minutes and hours, not days and weeks

What do you get with BLRS?

The 10 Biggest Retirement Mistakes People Make and How to Avoid Them

Uncertain about your retirement?

After 30+ years, the biggest retirement missteps seem to be as common as they are avoidable. So we wrote them down.

Download: The 10 Biggest Retirement Mistakes People Make and How to Avoid Them
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The 10 Biggest Retirement Mistakes People Make and How to Avoid Them

The 10 Biggest Retirement Mistakes People Make and How to Avoid Them

Retirement Readiness Kit

If you would also like a free Retirement Readiness kit mailed to you, please submit the form below.

Retirement Readiness Kit