{"id":2869,"date":"2014-04-09T13:12:03","date_gmt":"2014-04-09T18:12:03","guid":{"rendered":"http:\/\/www.billlosey.com\/?p=2869"},"modified":"2014-04-09T13:12:03","modified_gmt":"2014-04-09T18:12:03","slug":"retirement-financial-planner-bill-losey-offers-smart-ways-to-spend-your-tax-refund","status":"publish","type":"post","link":"https:\/\/billlosey.com\/knowledge-center\/retirement-financial-planner-bill-losey-offers-smart-ways-to-spend-your-tax-refund\/","title":{"rendered":"Retirement Financial Planner Bill Losey Offers Smart Ways To Spend Your Tax Refund"},"content":{"rendered":"<p><b><i>Bill Losey, America\u2019s Retirement Strategist\u00ae, has just published a new blog providing several great ways to spend your 2013 tax refund.<\/i><\/b><\/p>\n<p><b>Saratoga Springs, NY \u2013 April 9, 2014 <\/b>\u2013 Bill Losey, Retirement Intelligence publisher and <a href=\"file:\/\/localhost\/ttp\/::www.BillLosey.com\">Retirement Advisor<\/a>, recently published a blog about prudent ways to spend your tax refund, if one is due to you. The blog found on his website <a href=\"https:\/\/www.BillLosey.com\">https:\/\/www.BillLosey.com<\/a>, is titled <a href=\"https:\/\/billlosey.com\/blog\/17-ways-to-spend-your-2013-tax-refund.php\">\u201c17 Ways To Spend Your 2013 Tax Refund\u201d<\/a><\/p>\n<p>Bill writes, \u201cLast year, the average federal tax refund was $2,744.\u00a0That\u2019s a nice chunk of change \u2013 and it could be used to bring some positive change to your financial life and the lives of others.\u201d<\/p>\n<p>Here are some of the ways that Bill suggests:<\/p>\n<ol>\n<li>Start (or add to) an emergency fund<\/li>\n<li>Use it for a down payment on a car, truck or rental property<\/li>\n<li>Help your child open up a Roth IRA<\/li>\n<li>Establish a financial strategy<\/li>\n<li>Write a proper will<\/li>\n<li>Pay for that trip in advance<\/li>\n<li>Pay it forward<\/li>\n<\/ol>\n<p>On paying for a trip in advance, Bill writes, \u201cInstead of racking up a bigger credit card bill, consider pre-paying some costs or taking an all-inclusive trip (some are not as pricey as you might think).\u201d<\/p>\n<p>On helping your child start a Roth IRA, Bill says, \u201cIf your under-18 son or daughter will earn income this year, he or she can open a Roth IRA. Your child\u2019s contribution limit is $5,500 or the amount of his or her earned income for 2014 (whichever is lower). You can actually make this Roth IRA contribution with your own money if your child has spent his or her earnings.\u201d<\/p>\n<p>Read the entire blog at <a href=\"https:\/\/billlosey.com\/blog\/17-ways-to-spend-your-2013-tax-refund.php\">https:\/\/billlosey.com\/blog\/17-ways-to-spend-your-2013-tax-refund.php<\/a><\/p>\n<p>Other recent blogs written by Bill Losey include \u201c<a href=\"https:\/\/billlosey.com\/blog\/the-retirement-we-imagine-the-retirement-we-live.php\">The Retirement We Imagine, the Retirement We Live<\/a>,\u201d \u201c<a href=\"https:\/\/billlosey.com\/blog\/will-the-fed-raise-interest-rates-earlier-than-assumed.php\">Will the Fed Raise Interest Rates Earlier Than Assumed? <\/a>,\u201d \u201c<a href=\"https:\/\/billlosey.com\/blog\/how-much-money-do-you-save.php\">How Much Money Do You Save?<\/a>\u201d and \u201c<a href=\"https:\/\/billlosey.com\/blog\/is-65-the-best-age-to-retire.php\">Is 65 The Best Age To Retire?<\/a>\u201d among others.<\/p>\n<p>Bill Losey is a nationally known and respected retirement planning advisor, specializing in <a href=\"https:\/\/www.BillLosey.com\">401k rollover advice<\/a>, self-directed IRA rollovers, 401k direct rollovers, and many other investment and retirement strategies.\u00a0 Bill\u2019s company, Bill Losey Retirement Solutions, LLC, is an independent registered investment advisory firm that caters primarily to\u00a0couples as well as divorced and widowed women <i>nationwide<\/i> (age 55+) who demand objective financial and retirement advice; customized, fee-only\u00a0investment management; attention to detail; and impeccable service.<\/p>\n<p>Each issue of Bill Losey\u2019s award-winning free weekly email newsletter, <i>Retirement Intelligence\u00ae, <\/i>reveals\u00a0how-to-articles, secrets,\u00a0investment ideas, a &#8220;Joke Of The Week&#8221;,\u00a0fitness and\u00a0diet\u00a0tips,\u00a0and promotes upcoming seminar dates to keep subscribers \u201cin-the-know.\u201d\u00a0 Bill and his staff seek to provide informative and entertaining information readers can use to simply and confidently enhance their health, wealth and happiness.<\/p>\n<p>Bill is also a contributing author for <a href=\"http:\/\/www.marketwatch.com\/retirement\/mentors\/stories?authorid=24412.\">MarketWatch Retirement<\/a> \u2013 a section of MarketWatch.com launched by The Wall Street Journal Digital Network. Featuring news, advice and analysis targeted towards people saving for retirement, those who should be, and those already retired, this section brings together the expertise of MarketWatch\u2019s retirement reporters and columnists.<\/p>\n<p>To learn more about Bill Losey Retirement Solutions, please visit <a href=\"https:\/\/www.BillLosey.com\">https:\/\/www.BillLosey.com<\/a> and <a href=\"http:\/\/www.MyRetirementSuccess.com\">http:\/\/www.MyRetirementSuccess.com<\/a>.<\/p>\n<p><b>About<\/b> <strong>Bill Losey, CFP\u00ae, CSA<\/strong><b><br \/>\n<strong>America\u2019s Retirement Strategist\u00ae<\/strong><strong><\/strong><\/b><\/p>\n<p>Bill Losey, CFP\u00ae, caters to women and couples (age 50-80) who seek to reduce post-retirement risk and generate a predictable, sustainable, increasing stream of retirement income they won\u2019t outlive.\u00a0 As a qualified professional in the areas of retirement strategies, personal finance and investment management, Bill has been seen and heard on hundreds of TV and radio stations such as FOX News, NPR, CBS News, CNBC, Business Week, TIME, AARP, U.S. News &amp; World Report, and Oprah &amp; Friends.<\/p>\n<p>Bill has over 20 years experience in the financial services industry and is a Certified Financial Planner\u2122 practitioner and Certified Retirement Coach.\u00a0 He is the owner of Bill Losey Retirement Solutions, LLC, a fee-based registered investment advisory firm serving a small nationwide clientele.\u00a0 Bill is the author of\u00a0<a href=\"http:\/\/www.retireinaweekend.com\/\"><i>Retire in a Weekend! The Baby Boomer\u2019s Guide to Making Work Optional<\/i><\/a>\u00a0and he publishes <a href=\"http:\/\/www.myretirementsuccess.com\/\"><i>Retirement Intelligence\u00ae<\/i><\/a>, a free, weekly, award-winning newsletter that reaches over 5,000 subscribers worldwide.\u00a0 Formerly, Bill was the \u201cresident retirement expert\u201d on CNBC\u2019s \u201cOn the Money\u201d television program.<\/p>\n<p>In his leisure time, Billy, as his friends call him, loves to sing.\u00a0 He is an accomplished vocalist and has performed the National Anthem at Madison Square Garden, the Pepsi Arena, and other sporting venues.\u00a0 Currently Bill is the lead singer of a vocal duo called\u00a0<a href=\"https:\/\/billlosey.com\/music\">The New York Lounge Lizards<\/a>. He has been married for nearly 25 years to his wife Tori.\u00a0 Together they have three sons, two dogs, and one fish.<\/p>\n<p>Learn more at\u00a0<a href=\"https:\/\/billlosey.com\/\">www.BillLosey.com<\/a>\u00a0or by calling 518-581-1666.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bill Losey, America\u2019s Retirement Strategist\u00ae, has just published a new blog providing several great ways to spend your 2013 tax refund. Saratoga Springs, NY \u2013 April 9, 2014 \u2013 Bill Losey, Retirement Intelligence publisher and Retirement Advisor, recently published a [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19],"tags":[20,21,22,23,24,25,26,66,27,16,67,70,28,68,15,71,30,31,69],"class_list":["post-2869","post","type-post","status-publish","format-standard","hentry","category-latest-news","tag-401k-direct-rollover","tag-401k-plan-rollover","tag-401k-retirement-rollover","tag-401k-rollover","tag-401k-rollover-advice","tag-401k-rollover-ira","tag-401k-rollover-retirement","tag-best-age-to-retire","tag-certified-financial-planner","tag-financial-advisor","tag-investment-advisor","tag-investment-manager","tag-ira-direct-rollover","tag-retire-in-a-weekend","tag-retirement-advisor","tag-retirement-planning-advisor","tag-rollover-a-401k","tag-self-directed-ira-rollover","tag-social-security-2014"],"_links":{"self":[{"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/2869","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/comments?post=2869"}],"version-history":[{"count":0,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/2869\/revisions"}],"wp:attachment":[{"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/media?parent=2869"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/categories?post=2869"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/tags?post=2869"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}