Bill Losey, America\u2019s Retirement Strategist\u00ae and 401(k) rollover expert, published a new blog reassessing seven retirement assumptions.<\/i><\/b><\/p>\n
Saratoga Springs, NY. \u2013 May 8, 2013 <\/b>\u2013 Bill Losey, author and retirement expert<\/a> and advisor, recently published a blog discussing seven common assumptions that retirees often make. In this blog, found on his website https:\/\/www.BillLosey.com<\/a>, titled \u201c7 Retirement Assumptions Reassessed\u201d<\/a>, Bill explains how there is no such thing as a \u201ctypical\u201d retirement, and that your retirement planning should reflect that, depending on your financial and lifestyle circumstances.\n<\/p>\n \u201cJust as there is no routine retirement, there are no rote financial moves that should be made before or during this phase of life, and no universal truths about the retirement experience,\u201d writes Losey.\n<\/p>\n \n Bill goes into details about seven commonly held assumptions, including:<\/p>\n \nAbout Roth IRAs being a no-brainer, Bill writes, \u201cNot necessarily. If you are mulling a Roth IRA or Roth 401(k) conversion, the big question is whether the tax savings in the end will be worth the tax you will pay on the conversion today. The younger you are \u2013 roughly speaking \u2013 the greater the possibility the answer will be \u201cyes\u201d, as your highest-earning years are likely in the future. If you are older and at or near your peak earning potential, the conversion may not be worth it at all.\u201d<\/p>\n About living 15-20 years after you retire, Bill explains, \u201cYou may live much longer, especially if you are a woman. According to the Census Bureau, the population of Americans 100 or older grew 65.8% between 1980 and 2010, and 82.8% of centenarians were women in 2010. The real eye-opener: in 2010, slightly more than a third of America\u2019s centenarians lived alone in their own homes. Had their retirement expenses lessened with time? Doubtful to say the least.\u201d<\/p>\n Learn about the other five retirement assumptions by reading the entire blog at https:\/\/billlosey.com\/blog\/7-retirement-assumptions-reassessed.php<\/a>\n<\/p>\n Bill Losey is a nationally known and respected retirement expert, specializing in 401k rollover advice<\/a>, self-directed IRA rollovers, 401k direct rollovers, and many other investment and retirement strategies. Bill\u2019s company, Bill Losey Retirement Solutions, LLC, is an independent registered investment advisory firm that caters primarily to couples as well as divorced and widowed women nationwide<\/i> (age 50-80) who demand objective financial and retirement advice; customized, fee-only investment management; attention to detail; and impeccable service.\n<\/p>\n Other recent blogs written by Bill Losey include “What To Do When a Family Member Dies”<\/a>, “Saving for Retirement: Don\u2019t be Afraid of Stocks”<\/a>, and \u201cPreventing Retirement Mistakes: 6 Key Dates To Remember,\u201d<\/a> among others.\n<\/p>\n Each issue of Bill Losey\u2019s award-winning free weekly email newsletter, Retirement Intelligence\u00ae, <\/i>reveals how-to-articles, secrets, investment ideas, a “Joke Of The Week”, fitness and diet tips, and promotes upcoming seminar dates to keep subscribers \u201cin-the-know.\u201d Bill and his staff seek to provide informative and entertaining information readers can use to simply and confidently enhance their health, wealth and happiness.\n<\/p>\n To learn more about Bill Losey Retirement Solutions, please visit https:\/\/www.BillLosey.com<\/a> and http:\/\/www.MyRetirementSuccess.com<\/a>.\n<\/p>\n About<\/b> Bill Losey, CFP\u00ae, CSA<\/strong> Bill Losey, CFP\u00ae, caters to women and couples (age 50-80) who seek to reduce post-retirement risk and generate a predictable, sustainable, increasing stream of retirement income they won\u2019t outlive. As a qualified professional in the areas of retirement strategies, personal finance and investment management, Bill has been seen and heard on hundreds of TV and radio stations such as FOX News, NPR, CBS News, CNBC, Business Week, TIME, AARP, U.S. News & World Report, and Oprah & Friends.\n<\/p>\n Bill has over 20 years experience in the financial services industry and is a Certified Financial Planner\u2122 practitioner and Certified Retirement Coach. He is the owner of Bill Losey Retirement Solutions, LLC, a fee-based registered investment advisory firm serving a small nationwide clientele. Bill is the author of Retire in a Weekend! The Baby Boomer\u2019s Guide to Making Work Optional<\/i><\/b><\/a> and he publishes Retirement Intelligence\u00ae<\/i><\/b><\/a>, a free, weekly, award-winning newsletter that reaches over 5,000 subscribers worldwide. Formerly, Bill was the \u201cresident retirement expert\u201d on CNBC\u2019s \u201cOn the Money\u201d television program.\n<\/p>\n In his leisure time, Billy, as his friends call him, loves to sing. He is an accomplished vocalist and has performed the National Anthem at Madison Square Garden, the Pepsi Arena, and other sporting venues. Currently Bill is the lead singer of a vocal duo called The New York Lounge Lizards<\/b><\/a>. He has been married for nearly 25 years to his wife Tori. Together they have three sons, two dogs, and one fish.\n<\/p>\n\n
\nAmerica\u2019s Retirement Strategist\u00ae<\/strong><\/b>\n<\/p>\n