{"id":1745,"date":"2012-03-08T16:50:17","date_gmt":"2012-03-08T21:50:17","guid":{"rendered":"http:\/\/www.billlosey.com\/?p=1745"},"modified":"2012-03-08T16:50:17","modified_gmt":"2012-03-08T21:50:17","slug":"retirement-expert-bill-losey-discusses-calculating-how-much-retirement-income-you-need","status":"publish","type":"post","link":"https:\/\/billlosey.com\/knowledge-center\/retirement-expert-bill-losey-discusses-calculating-how-much-retirement-income-you-need\/","title":{"rendered":"Retirement Expert Bill Losey Discusses Calculating How Much Retirement Income You Need"},"content":{"rendered":"

Bill Losey, America\u2019s Retirement Strategist\u00ae and 401(k) rollover expert, publishes a new blog on the process of determining how much retirement income one needs to retire comfortably.<\/em><\/strong><\/p>\n

Saratoga Springs, NY. \u2013 March 8, 2012 <\/strong>\u2013 Bill Losey, author and retirement expert and advisor, recently wrote a blog urging readers to carefully plan how much retirement income they will need match their lifestyle needs and goals. With this blog, found on his website https:\/\/www.BillLosey.com<\/a>, titled \u201cHow Much Retirement Income Will You REALLY Need?\u201d<\/a> Bill touches on five important factors that can affect retirement income needs, including health, heredity, portfolio, spending habits and social security.<\/p>\n

On spending habits Bill writes, \u201cDo you only spend 70% of your salary? Probably not. If you\u2019re like many Americans, you may spend as much as 90% or 95% of it. Will your spending habits change drastically once you retire? Again, probably not. Most people only change spending habits in response to economic necessity or in pursuit of new financial goals. People don\u2019t want to \u2018live on less\u2019 once they have had \u2018more\u2019.\u201d<\/p>\n

On the subject of social security Bill remarks, \u201cWill Social Security even exist by the time you\u2019ve retired? A study from the Government Accounting Office brings this into sharp focus, stating that the long-lived program may start to run out of money by 2036 and may be broke by the end of that decade. Furthermore, the GAO suggests a 20% cut in benefits, due to increased longevity and lower employment. Even if SSI is still a going concern in 2040, it may be very slim pickings.\u201d<\/p>\n

To read the entire blog, please visit https:\/\/billlosey.com\/blog\/how-much-retirement-income-will-you-really-need-2.php<\/a><\/p>\n

Bill Losey launched his business seven years ago with one goal in mind \u2013 to offer advice and solutions to those planning for retirement.\u00a0 This latest article is one of many helpful articles that Bill writes frequently to make planning for retirement seem less daunting and more achievable.<\/p>\n

He is a nationally known and respected retirement expert, specializing in 401k rollover advice, self-directed IRA rollovers, 401k direct rollovers, and many other investment and retirement strategies.\u00a0 Bill\u2019s company, Bill Losey Retirement Solutions, LLC, is an independent registered investment advisory firm that caters primarily to\u00a0couples as well as divorced and widowed women nationwide<\/em> (age 50-70) who demand objective financial and retirement advice; customized, fee-only\u00a0investment management; attention to detail; and impeccable service.<\/p>\n

Other recent blogs written by Bill Losey include “The Facebook Frenzy Is Building. Should You Care?”<\/a>, “Are People REALLY Retiring Later?”<\/a>, and \u201cIs Now The Time To Refinance Your Mortgage?,\u201d<\/a> among others.<\/p>\n

Each issue of Bill Losey\u2019s award-winning free weekly email newsletter, Retirement Intelligence\u00ae, <\/em>reveals\u00a0how-to-articles, secrets,\u00a0investment ideas, a “Joke Of The Week”,\u00a0fitness and\u00a0diet\u00a0tips,\u00a0and promotes upcoming seminar dates to keep subscribers \u201cin-the-know.\u201d\u00a0 Bill and his staff seek to provide informative and entertaining information readers can use to simply and confidently enhance their health, wealth and happiness.<\/p>\n

Retirement Intelligence\u00ae <\/em>is a $497 value, but is available for free on Bill\u2019s website http:\/\/www.MyRetirementSuccess.com<\/a><\/p>\n

To learn more about Bill Losey Retirement Solutions, please visit https:\/\/www.BillLosey.com<\/a> and http:\/\/www.MyRetirementSuccess.com<\/a>.<\/p>\n

About<\/strong> Bill Losey, CFP\u00ae, CSA<\/strong>
\nAmerica\u2019s Retirement Strategist\u00ae<\/strong><\/strong><\/strong><\/p>\n

Bill Losey, CFP\u00ae, caters to women and couples (age 50-70) who seek to reduce post-retirement risk and generate a predictable, sustainable, increasing stream of retirement income they won\u2019t outlive.\u00a0 As a qualified professional in the areas of retirement strategies, personal finance and investment management, Bill has been seen and heard on hundreds of TV and radio stations such as FOX News, NPR, CBS News, CNBC, Business Week, TIME, AARP, U.S. News & World Report, and Oprah & Friends.<\/p>\n

Bill has over 20 years experience in the financial services industry and is a Certified Financial Planner\u2122 practitioner, a Certified Senior Advisor and Certified Retirement Coach.\u00a0 He is the owner of Bill Losey Retirement Solutions, LLC, a fee-based registered investment advisory firm serving a small nationwide clientele.\u00a0 Bill is the author of\u00a0Retire in a Weekend! The Baby Boomer\u2019s Guide to Making Work Optional<\/em><\/strong><\/a> and he publishes Retirement Intelligence\u00ae<\/em><\/strong><\/a>, a free, weekly, award-winning newsletter that reaches over 5,000 subscribers worldwide.\u00a0 Formerly, Bill was the \u201cresident retirement expert\u201d on CNBC\u2019s \u201cOn the Money\u201d television program.<\/p>\n

In his leisure time, Billy, as his friends call him, loves to sing.\u00a0 He is an accomplished vocalist and has performed the National Anthem at Madison Square Garden, the Pepsi Arena, and other sporting venues.\u00a0 Currently Bill is the lead singer of a vocal duo called\u00a0The New York Lounge Lizards<\/strong><\/a>. He has been married for nearly 25 years to his wife Tori.\u00a0 Together they have three sons, two dogs, and one fish.<\/p>\n

Learn more at\u00a0www.BillLosey.com<\/strong><\/a> or by calling 518-581-1666.<\/p>\n","protected":false},"excerpt":{"rendered":"

Bill Losey, America\u2019s Retirement Strategist\u00ae and 401(k) rollover expert, publishes a new blog on the process of determining how much retirement income one needs to retire comfortably. Saratoga Springs, NY. \u2013 March 8, 2012 \u2013 Bill Losey, author and retirement […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19],"tags":[20,21,22,23,24,25,26,27,28,15,29,30,31],"class_list":["post-1745","post","type-post","status-publish","format-standard","hentry","category-latest-news","tag-401k-direct-rollover","tag-401k-plan-rollover","tag-401k-retirement-rollover","tag-401k-rollover","tag-401k-rollover-advice","tag-401k-rollover-ira","tag-401k-rollover-retirement","tag-certified-financial-planner","tag-ira-direct-rollover","tag-retirement-advisor","tag-retirement-expert","tag-rollover-a-401k","tag-self-directed-ira-rollover"],"_links":{"self":[{"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/1745","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/comments?post=1745"}],"version-history":[{"count":0,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/1745\/revisions"}],"wp:attachment":[{"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/media?parent=1745"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/categories?post=1745"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/tags?post=1745"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}