{"id":1660,"date":"2012-01-06T11:17:35","date_gmt":"2012-01-06T16:17:35","guid":{"rendered":"http:\/\/www.billlosey.com\/?p=1660"},"modified":"2012-01-06T11:17:35","modified_gmt":"2012-01-06T16:17:35","slug":"retirement-expert-bill-losey-writes-about-the-importance-of-budgeting-for-retirement","status":"publish","type":"post","link":"https:\/\/billlosey.com\/knowledge-center\/retirement-expert-bill-losey-writes-about-the-importance-of-budgeting-for-retirement\/","title":{"rendered":"Retirement Expert Bill Losey Writes About The Importance of Budgeting For Retirement"},"content":{"rendered":"<p><strong><em>Bill Losey, America\u2019s Retirement Strategist\u00ae and 401(k) rollover expert, publishes a new article stressing the importance for retirees to develop a budget.<\/em><\/strong><\/p>\n<p><strong>Saratoga Springs, NY. \u2013 January 6, 2012 <\/strong>\u2013 Bill Losey, author and retirement expert and advisor, recently wrote an article urging readers to consider developing a budget for retirement. With this article, found on his website <a href=\"https:\/\/www.BillLosey.com\">https:\/\/www.BillLosey.com<\/a>, titled <a href=\"https:\/\/billlosey.com\/articles\/budgeting-for-retirement-it-makes-sense-yet-many-retirees-live-without-one.php\">\u201cBudgeting For Retirement \u2013 It Makes Sense Yet Many Retirees Live Without One\u201d<\/a> Bill explains the importance of planning your retirement budget before retirement.\u00a0 Bill also touches on some factors that can cause retirees to stray from their budget, and how they can try to avoid such a circumstance.<\/p>\n<p>\u201cYou wont be able to withdraw an unlimited amount of money in retirement. So a retirement budget is a necessity. Some retirees forego one, only to regret it later,\u201d writes Bill.\u00a0 \u201cOften people need about 70-80% of their end salaries in retirement, but this can vary. So years before you leave work, sit down for an hour or so (perhaps with the financial professional you know and trust) and take a look at your probable monthly expenses. Online calculators can help.\u201d<\/p>\n<p>On the subject of \u201cbudget wreckers,\u201d Bill writes, \u201cThere are a few factors that can cause you to stray from a retirement budget. You can\u2019t do much about some of them (sudden health crises, for example), but you can try to mitigate others.\u201d\u00a0 Some of these include supporting your kids, grandkids or relatives with gifts or loans; withdrawing more than your portfolio can easily return; and dragging big debts into retirement that will nibble at your savings.<\/p>\n<p>Bill Losey launched his business seven years ago with one goal in mind \u2013 to offer advice and solutions to those planning for retirement.\u00a0 This latest article is one of many helpful articles that Bill writes frequently to make planning for retirement seem less daunting and more achievable.<\/p>\n<p>To read the entire article, please visit <a href=\"https:\/\/billlosey.com\/articles\/budgeting-for-retirement-it-makes-sense-yet-many-retirees-live-without-one.php\">https:\/\/billlosey.com\/articles\/budgeting-for-retirement-it-makes-sense-yet-many-retirees-live-without-one.php<\/a><\/p>\n<p>Other recent articles written by Bill Losey include <a href=\"https:\/\/billlosey.com\/articles\/in-this-volatile-market-perspective-is-valuable.php\">&#8220;In This Volatile Market, Perspective Is Valuable&#8221;<\/a>, <a href=\"https:\/\/billlosey.com\/articles\/uncertainty-over-italy-the-eu-may-forego-a-bailout.php\">&#8220;Uncertainty Over Italy \u2013 The EU May Forego A Bailout&#8221;<\/a>, <a href=\"https:\/\/billlosey.com\/articles\/changes-in-ira-401ks-for-2012.php\">&#8220;Changes in IRA &amp; 401(k)s for 2012&#8221;<\/a> and <a href=\"https:\/\/billlosey.com\/articles\/u-s-stock-indexes-held-their-own-in-2011-despite-the-geo-political-turmoil.php\">\u201cU.S. Stock Indexes Held Their Own in 2011 Despite The Geo-Political Turmoil,\u201d<\/a> among others.<\/p>\n<p>Bill is a nationally known and respected retirement expert, specializing in 401k rollover advice, self-directed IRA rollovers, 401k direct rollovers, and many other investment and retirement strategies.\u00a0 Bill\u2019s company, Bill Losey Retirement Solutions, LLC, is an independent registered investment advisory firm that caters primarily to\u00a0couples as well as divorced and widowed women <em>nationwide<\/em> (age 50-70) who demand objective financial and retirement advice; customized, fee-only\u00a0investment management; attention to detail; and impeccable service.<\/p>\n<p>Each issue of Bill Losey\u2019s award-winning free weekly email newsletter, <em>Retirement Intelligence\u00ae, <\/em>reveals\u00a0how-to-articles, secrets,\u00a0investment ideas, a &#8220;Joke Of The Week&#8221;,\u00a0fitness and\u00a0diet\u00a0tips,\u00a0and promotes upcoming seminar dates to keep subscribers \u201cin-the-know.\u201d\u00a0 Bill and his staff seek to provide informative and entertaining information readers can use to simply and confidently enhance their health, wealth and happiness.<\/p>\n<p><em>Retirement Intelligence\u00ae <\/em>is a $497 value, but is available for free on Bill\u2019s website <a href=\"http:\/\/www.MyRetirementSuccess.com\">http:\/\/www.MyRetirementSuccess.com<\/a><\/p>\n<p>To learn more about Bill Losey Retirement Solutions, please visit <a href=\"https:\/\/www.BillLosey.com\">https:\/\/www.BillLosey.com<\/a> and <a href=\"http:\/\/www.MyRetirementSuccess.com\">http:\/\/www.MyRetirementSuccess.com<\/a>.<\/p>\n<p><strong>About<\/strong> <strong>Bill Losey, CFP\u00ae, CSA<\/strong><strong><br \/>\n<strong>America\u2019s Retirement Strategist\u00ae<\/strong><strong><\/strong><\/strong><\/p>\n<p>Bill Losey, CFP\u00ae, caters to women and couples (age 50-70) who seek to reduce post-retirement risk and generate a predictable, sustainable, increasing stream of retirement income they won\u2019t outlive.\u00a0 As a qualified professional in the areas of retirement strategies, personal finance and investment management, Bill has been seen and heard on hundreds of TV and radio stations such as FOX News, NPR, CBS News, CNBC, Business Week, TIME, AARP, U.S. News &amp; World Report, and Oprah &amp; Friends.<\/p>\n<p>Bill has over 20 years experience in the financial services industry and is a Certified Financial Planner\u2122 practitioner, a Certified Senior Advisor and Certified Retirement Coach.\u00a0 He is the owner of Bill Losey Retirement Solutions, LLC, a fee-based registered investment advisory firm serving a small nationwide clientele.\u00a0 Bill is the author of\u00a0<a href=\"http:\/\/www.retireinaweekend.com\/\"><strong><em>Retire in a Weekend! The Baby Boomer\u2019s Guide to Making Work Optional<\/em><\/strong><\/a> and he publishes<a href=\"http:\/\/www.myretirementsuccess.com\/\"><strong><em>Retirement Intelligence\u00ae<\/em><\/strong><\/a>, a free, weekly, award-winning newsletter that reaches over 5,000 subscribers worldwide.\u00a0 Formerly, Bill was the \u201cresident retirement expert\u201d on CNBC\u2019s \u201cOn the Money\u201d television program.<\/p>\n<p>In his leisure time, Billy, as his friends call him, loves to sing.\u00a0 He is an accomplished vocalist and has performed the National Anthem at Madison Square Garden, the Pepsi Arena, and other sporting venues.\u00a0 Currently Bill is the lead singer of a vocal duo called\u00a0<a href=\"https:\/\/billlosey.com\/music\"><strong>The New York Lounge Lizards<\/strong><\/a>. He has been married for nearly 25 years to his wife Tori.\u00a0 Together they have three sons, two dogs, and one fish.<\/p>\n<p>Learn more at\u00a0<a href=\"https:\/\/billlosey.com\/\"><strong>www.BillLosey.com<\/strong><\/a> or by calling 518-581-1666.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bill Losey, America\u2019s Retirement Strategist\u00ae and 401(k) rollover expert, publishes a new article stressing the importance for retirees to develop a budget. Saratoga Springs, NY. \u2013 January 6, 2012 \u2013 Bill Losey, author and retirement expert and advisor, recently wrote [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19],"tags":[20,21,22,23,24,25,26,27,28,15,29,30,31],"class_list":["post-1660","post","type-post","status-publish","format-standard","hentry","category-latest-news","tag-401k-direct-rollover","tag-401k-plan-rollover","tag-401k-retirement-rollover","tag-401k-rollover","tag-401k-rollover-advice","tag-401k-rollover-ira","tag-401k-rollover-retirement","tag-certified-financial-planner","tag-ira-direct-rollover","tag-retirement-advisor","tag-retirement-expert","tag-rollover-a-401k","tag-self-directed-ira-rollover"],"_links":{"self":[{"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/1660","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/comments?post=1660"}],"version-history":[{"count":0,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/1660\/revisions"}],"wp:attachment":[{"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/media?parent=1660"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/categories?post=1660"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/tags?post=1660"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}