{"id":1233,"date":"2011-06-08T12:18:54","date_gmt":"2011-06-08T17:18:54","guid":{"rendered":"http:\/\/www.billlosey.com\/?p=1233"},"modified":"2011-06-08T12:18:54","modified_gmt":"2011-06-08T17:18:54","slug":"retirement-expert-bill-losey-discusses-a-womans-financial-reality","status":"publish","type":"post","link":"https:\/\/billlosey.com\/knowledge-center\/retirement-expert-bill-losey-discusses-a-womans-financial-reality\/","title":{"rendered":"Retirement Expert, Bill Losey, Discusses A Woman\u2019s Financial Reality"},"content":{"rendered":"<p><strong><em>Bill Losey, America\u2019s Retirement Strategist\u00ae, publishes a new blog giving helpful retirement planning tips for women.<\/em><\/strong><\/p>\n<p><strong>Saratoga Springs, NY. \u2013 June 8, 2011 <\/strong>\u2013 Bill Losey, author and retirement expert and advisor, recently wrote a blog geared towards women, offering tips on planning for retirement. This blog, found on his website <a href=\"https:\/\/www.BillLosey.com\">https:\/\/www.BillLosey.com<\/a>, titled <a href=\"https:\/\/billlosey.com\/blog\/a-womans-financial-reality-your-financial-future-is-up-to-you-no-one-else.php\">\u201cA Woman\u2019s Financial Reality \u2013 Your Financial Future Is Up To You &amp; No One Else\u201d<\/a> gives several financial insights that can help women plan for retirement. \u00a0In the blog, Bill explains how men and women face unique challenges when it comes to working and planning for retirement.<\/p>\n<p>Bill Losey launched his business five years ago with one goal in mind \u2013 to offer advice and solutions to those planning for retirement.\u00a0 This latest blog is one of many helpful articles that Bill writes frequently to make planning for retirement seem less daunting and more achievable.<\/p>\n<p>Bill Losey writes, \u201cWith inflation and other economic pressures, a mature woman relying on Social Security income may eventually have to choose between food or medicine, or rent or car repair, or contend with other stressful money dilemmas. When these women were younger, did they envision such a meager future ahead of them? Probably not. More than a few probably wish they had understood money matters better or actively invested for retirement\u2026The more knowledge you have, the more action you can take to define and pursue your financial goals and build retirement savings. You can also respond to a few financial realities common to women\u2019s lives.\u201d<\/p>\n<p><strong> <\/strong><\/p>\n<p>Some of the other points that Bill writes about include:<\/p>\n<ul>\n<li>Women live longer<\/li>\n<li>The average woman spends 12 years out of the working world<\/li>\n<li>Women face an earnings gap<\/li>\n<li>At work, many women are worth more than the salaries they receive<\/li>\n<li>A rich spouse does not equal a retirement plan<\/li>\n<li>How do you plan to arrange a comfortable future for yourself?<\/li>\n<\/ul>\n<p>To learn more details about each of these, please read the entire article at <a href=\"https:\/\/billlosey.com\/blog\/a-womans-financial-reality-your-financial-future-is-up-to-you-no-one-else.php\">https:\/\/billlosey.com\/blog\/a-womans-financial-reality-your-financial-future-is-up-to-you-no-one-else.php<\/a><\/p>\n<p>Other recent blogs written by Bill Losey include <a href=\"https:\/\/billlosey.com\/blog\/the-debate-about-our-debt-ceiling.php\">&#8220;The Debate About Our Debt Ceiling&#8221;<\/a>, <a href=\"https:\/\/billlosey.com\/blog\/will-gas-hit-5-or-6-a-gallon-when-will-we-see-relief.php\">&#8220;Will Gas Hit $5 or $6 A Gallon? When Will We See Relief?&#8221;<\/a>, <a href=\"https:\/\/billlosey.com\/blog\/how-to-build-good-credit-and-improve-your-credit-score.php\">&#8220;How To Build Good Credit (and Improve Your Credit Score)&#8221;<\/a> and <a href=\"https:\/\/billlosey.com\/blog\/2-reasons-not-to-take-early-withdrawals-from-your-retirement-accounts.php\">\u201c2 Reasons NOT To Take Early Withdrawals From Your Retirement Accounts,\u201d<\/a> among others.<\/p>\n<p>Bill is a nationally known and respected retirement expert, specializing in 401k rollover advice, self-directed IRA rollovers, 401k direct rollovers, and many other investment and retirement strategies.\u00a0 Bill\u2019s company, Bill Losey Retirement Solutions, LLC, is an independent registered investment advisory firm that caters primarily to\u00a0couples as well as divorced and widowed women <em>nationwide<\/em> (age 50-70) who demand objective financial and retirement advice; customized, fee-only\u00a0investment management; attention to detail; and impeccable service.<\/p>\n<p>Bill Losey\u2019s award-winning free weekly email newsletter, <em>Retirement Intelligence\u00ae, <\/em>recently celebrated its 200<sup>th<\/sup> issue.\u00a0 Each issue of <em>RI<\/em> reveals\u00a0how-to-articles, secrets,\u00a0investment ideas, a &#8220;Joke Of The Week&#8221;,\u00a0fitness and\u00a0diet\u00a0tips,\u00a0and promotes upcoming seminar dates to keep subscribers \u201cin-the-know.\u201d\u00a0 Bill and his staff seek to provide informative and entertaining information readers can use to simply and confidently enhance their health, wealth and happiness.<\/p>\n<p><em>Retirement Intelligence\u00ae <\/em>is a $497 value, but is available for free on Bill\u2019s website <a href=\"http:\/\/www.MyRetirementSuccess.com\">http:\/\/www.MyRetirementSuccess.com<\/a><\/p>\n<p>To learn more about Bill Losey Retirement Solutions, please visit <a href=\"https:\/\/www.BillLosey.com\">https:\/\/www.BillLosey.com<\/a> and <a href=\"http:\/\/www.MyRetirementSuccess.com\">http:\/\/www.MyRetirementSuccess.com<\/a>.<\/p>\n<p>About Bill Losey:<\/p>\n<p>Bill Losey, CFP\u00ae, CSA, America&#8217;s Retirement Strategist\u00ae, is a highly sought-after advisor, retirement authority,\u00a0thought-leader,\u00a0author and <a href=\"http:\/\/www.billloseytv.com\/\">TV personality<\/a> because he makes the complicated and mundane topics of investing and retirement fun!<\/p>\n<p>Bill has over 20 years experience in the financial services industry and is a Certified Financial Planner\u2122 practitioner,\u00a0a Certified Senior Advisor and Certified\u00a0Retirement Coach.\u00a0 He is the author of\u00a0<a href=\"http:\/\/www.retireinaweekend.com\/\">Retire in a Weekend!<span style=\"text-decoration: underline;\"> <\/span>The Baby Boomer&#8217;s Guide to Making Work Optional<\/a> (a 2008 Finalist at The Indie\u00a0Excellence Book Awards),\u00a0Founder of <a href=\"http:\/\/www.nationalretirementplanningmonth.com\/\">National Retirement Planning Month<\/a>, and he publishes\u00a0<a href=\"http:\/\/www.myretirementsuccess.com\/pages\/newsletter.asp\"><em>Retirement Intelligence<\/em><\/a>\u00ae, an\u00a0award-winning weekly newsletter\u00a0that reaches\u00a0thousands\u00a0of subscribers worldwide.<\/p>\n<p>As a qualified professional in the areas of retirement strategies, personal finance and\u00a0investing, Bill has\u00a0been seen and heard on\u00a0the FOX Business Network, CNBC, ABC News Now, CNN Radio, the CBS Evening News, <a href=\"http:\/\/www.oprah.com\/media\/20081120_oaf_20081120_oaf_jc\">Oprah &amp; Friends<\/a>, Martha Stewart Living Radio, Montel William&#8217;s &#8220;Montel Across America&#8221;,\u00a0<a href=\"http:\/\/www.wtvr.com\/global\/video\/popup\/pop_player.asp?clipId1=2338553&amp;at1=Entertainment&amp;vt1=v&amp;h1=Retiring&amp;d1=277400&amp;redirUrl=www.wtvr.com&amp;activePane=info&amp;LaunchPageAdTag=homepage&amp;clipFormat=&amp;playerVersion=1&amp;hostPageUrl=http%3A\/\/www.wtvr.com\/global\/video\/p\">CBS6-TV<\/a>, CW11 Morning News, <a href=\"http:\/\/www.youtube.com\/watch?v=9CBKx91MMbA\">Retirement Living TV<\/a>, Leading Experts TV, the CBS Radio Network, TIME, AARP Magazine, <a href=\"http:\/\/www.bankrate.com\/brm\/news\/book_review\/20080430-Losey-retire-a1.asp\">BankRate.com<\/a>, CNNMoney.com, Forbes, Aol.com, <a href=\"http:\/\/www.smartmoney.com\/personal-finance\/retirement\/protecting-your-retirement-savings-in-volatile-times\/\">SmartMoney.com<\/a>, Morningstar.com, the <a href=\"http:\/\/online.wsj.com\/article\/SB122184846404057569.html?mod=googlenews_wsj\">Wall Street Journal<\/a> Online, <a href=\"http:\/\/www.usnews.com\/blogs\/planning-to-retire\/2008\/09\/23\/how-to-retire-during-a-financial-crisis.html\">U.S. News &amp; World Report<\/a>, BusinessWeek.com, Kiplinger&#8217;s Personal Finance, <a href=\"http:\/\/bulletin.aarp.org\/yourmoney\/personalfinance\/articles\/aa01_experts.html\">AARP Bulletin<\/a>, CNNfn, FOX\u2019s \u201cHannity &amp; Colmes\u201d, <a href=\"http:\/\/blogs.wsj.com:80\/wallet\/2009\/01\/28\/thinking-of-retiring-hire-a-coach\/?mod=googlenews_wsj\">Wall Street Journal Blogs<\/a>, Yahoo! Finance, <a href=\"http:\/\/www.mainstreet.com:80\/article\/retirement\/ira\/2010-roth-or-not-roth?page=1\">MainStreet.com<\/a>, Bloomberg Business Radio,\u00a0<a href=\"http:\/\/www.cnn.com:80\/2009\/LIVING\/personal\/02\/20\/o.saving.for.retirement\/\">CNN.com<\/a>, FOX News Radio,\u00a0The Motley Fool, KABC Radio, Federal News Radio, the Armed Forces Radio Network, Wall Street Journal Sunday, <a href=\"http:\/\/www.credit.com:80\/news\/experts\/2009-03-12\/consumers-struggle-between-paying-off-installment-debt-and-revolving-debt.html\">Credit.com<\/a> and hundreds of radio stations nationwide.\u00a0\u00a0Bill\u00a0formerly was the resident retirement expert on\u00a0CNBC&#8217;s &#8220;On The Money&#8221;; wrote a monthly\u00a0column\u00a0called &#8220;Dollars &amp; Sense&#8221; for Life @ Home magazine; wrote a weekly column called <a href=\"http:\/\/www.saratogian.com\/articles\/2008\/12\/03\/news\/doc4936be4e0866c954644526.txt\">&#8220;Making Work Optional&#8221;<\/a> for The Saratogian; was a financial commentator for RNN-TV; and was the\u00a0guest host of \u201cMoney Matters\u201d, a daily personal finance radio program simulcast throughout NY, NJ and CT.\u00a0 \u2028\u2028In addition to his frequent TV and radio appearances, Bill\u00a0is a freelance contributer to the AARP,\u00a0and is the <a href=\"http:\/\/www.boomj.com\/billlosey\">Retirement Success Expert<\/a> for Boomj.com, a baby-boomer social networking website, and the Guide to Retirement &amp; Retirement Planning at <a href=\"http:\/\/www.selfgrowth.com\/experts\/bill_losey.html\">SelfGrowth.com<\/a>.\u00a0 He\u00a0has also appeared in\u00a0<a href=\"http:\/\/www.nydailynews.com\/money\/2009\/01\/12\/2009-01-12_saving_for_later_during_good_times_and_b-2.html\"><em>New York Daily News<\/em><\/a>, <a href=\"http:\/\/www.financial-planning.com\/asset\/article\/528591\/easy-efficiencies.html\"><em>Financial Planning<\/em><\/a>, <a href=\"http:\/\/www.investors.com:80\/NewsAndAnalysis\/Article.aspx?id=510160\"><em>Investor&#8217;s Business Daily<\/em><\/a><em>, Boston Herald, Personal Excellence<\/em>, <a href=\"http:\/\/ciedit.sv.publicus.com\/apps\/pbcs.dll\/article?AID=\/20070813\/SPOTLIGHT\/70813033\"><em>Investment News<\/em><\/a>,<em> <\/em><a href=\"http:\/\/www.chicagotribune.com\/business\/yourmoney\/chi-ym-journey-0118jan18,0,6437712.story\"><em>The Chicago Tribune<\/em><\/a><em>, Cents<\/em>, <a href=\"http:\/\/www.cnn.com:80\/2009\/LIVING\/personal\/02\/20\/o.saving.for.retirement\/\">Oprah.com<\/a>, <em>The Daily Herald, Inside Information, <\/em><a href=\"http:\/\/www.ajc.com:80\/opinion\/content\/opinion\/stories\/2009\/04\/08\/loseyed_0408.html\"><em>The Atlanta Journal Constitution<\/em><\/a><em>, the Journal of Financial Planning, Bottomline Wealth, Hudson Valley Business Journal, <\/em><a href=\"http:\/\/www.lifeafter50.com\/Money\/Retirement\/Retirement-in-a-Bad-Economy\"><em>Life After 50<\/em><\/a><em>, Business Life, Plan Advisor, Triathlete, Peoria Journal Star, Kokomo Tribune, The Telegraph Newspaper, <\/em><a href=\"http:\/\/www.americanchronicle.com\/authors\/view\/3381\"><em>AmericanChronicle.com<\/em><\/a><em>, Senior Market Advisor<\/em>,\u00a0<a href=\"http:\/\/www.boomermarketadvisor.com\/r\/bmaMag\/d\/contentFocus\/?adcID=52530e4683edfde3d1d135372425bdf5\">Boomer <em><span style=\"text-decoration: underline;\">Market Advisor<\/span><\/em><\/a>, <em>Reach!,<\/em> <em>Violet for Women, Boom News,\u00a0Next!, <\/em><a href=\"http:\/\/timesunion.com\/AspStories\/story.asp?newsdate=1\/19\/2009&amp;navigation=nextprior&amp;category=BUSINESS&amp;storyID=673500\"><em>The Albany Times-Union<\/em><\/a><em>,\u00a0The Richmond Times Dispatch, The Sun News, <\/em><a href=\"http:\/\/www.afro.com\/tabid\/456\/itemid\/2738\/FinancialRetirement-Resolutions-for-2009-by-Bill.aspx\"><em>Afro American<\/em><\/a><em>, Seacoast Newspapers, GrandParents.com, <\/em><a href=\"http:\/\/network.nationalpost.com\/np\/blogs\/wealthyboomer\/archive\/2008\/04\/03\/the-10-biggest-retirement-mistakes.aspx\"><em>NationalPost.com<\/em><\/a><em>, ThirdAge.com, American Chronicle, Press &amp; Sun Democrat, LiveStrong.com, The Pacific Business Journal, RetirementForMen.com, The Liberty Tribune, <\/em><a href=\"http:\/\/placesofvalue.com\/2009\/05\/01\/retiring-to-the-carolinas-mistakes-we-make\/\"><em>PlacesOfValue.com<\/em><\/a><em>, Bucks County Courier Times, Central Valley Business Journal, Vermont Maturity Magazine, The Orlando Sentinel, <\/em><a href=\"http:\/\/www.sltrib.com\/business\/ci_14312602\"><em>Salt Lake Tribune<\/em><\/a><em>, SeniorMarketAdvisor.com, <\/em><a href=\"http:\/\/www2.tbo.com\/content\/2008\/dec\/21\/bz-saving-tactics-for-people-of-all-ages\/news-money\/\"><em>The Tampa Tribune<\/em><\/a><em>, The Troy Record, <\/em> <em>Alexandria Daily Town Talk, <\/em><a href=\"http:\/\/www.timesdispatch.com\/rtd\/business\/local_other\/article\/JEAN25_20081224-204605\/161960\/\"><em>Richmond-Times Dispatch<\/em><\/a><em>, Portsmouth Herald News, Today&#8217;s Charlotte Woman, Dos Mundos, <\/em><a href=\"http:\/\/totallyher.com\/how-to-save-for-retirement-in-the-current-economy\/\"><em>TotallyHer.com<\/em><\/a><em>, The Saratoga Business Journal, Saratoga Today, <\/em><a href=\"http:\/\/www.phillyburbs.com\/news\/news_details\/article\/313\/2009\/april\/06\/the-real-financial-crisis-in-america.html\"><em>PhillyBurbs.com<\/em><\/a><em>, Oneida Dispatch, Spirit of Saratoga,\u00a0Senior Beacon, The Bergen Record, <\/em><a href=\"http:\/\/www.npbj.com\/site\/news.cfm?newsid=19741580&amp;BRD=2231&amp;PAG=461&amp;dept_id=449419&amp;rfi=6\"><em>The Northeast Pennsylvania Business Journal<\/em><\/a><em>, Pennsylvania Business Central, Arkansas Aging,\u00a0TownHall.com, National Underwriter Life &amp; Health, TheStarPress.com, <\/em><a href=\"http:\/\/www.agelessons.com\/images\/RetiringLateStirsEmotions.pdf\"><em>RedwoodAge.com<\/em><\/a><em>, Asset Magazine, SeniorsForLiving.com, The Australian Financial Review, Asian Enterprise Magazine, <\/em><a href=\"http:\/\/www.mailtribune.com:80\/apps\/pbcs.dll\/article?AID=\/20090331\/BIZ\/903310330\"><em>Mail Tribune<\/em><\/a><em>, Registered Representative, The Capital District Business Review <\/em>and <em>The Chronicle of Higher Education<\/em>.\u00a0 Bill&#8217;s\u00a0first book, <a href=\"http:\/\/www.101guarantees.com\/101stock.html\"><em>101 Stock Market Guarantees<\/em><\/a><em>, <\/em>was published in 2004.<\/p>\n<p>In his leisure time, Billy, as his friends call him,\u00a0loves to sing.\u00a0 He\u00a0is an accomplished vocalist and has performed the National Anthem at Madison Square Garden, the Pepsi Arena and other sporting venues.\u00a0 His love of singing and knowledge of money, combined with his witty sense of humor and desire to fight financial illiteracy,\u00a0come full circle with his development of hilarious financial-related song parodies found at <a href=\"http:\/\/www.PerfectHarMoney.com\/\"><em>www.PerfectHarMoney.com<\/em><\/a>.<\/p>\n<p>Bill is a\u00a0graduate of Marist College and obtained his certification in financial planning from The College for Financial Planning in Denver.\u00a0 He is a member of the\u00a0Society of Certified Senior Advisors and the National Ethics Bureau.\u00a0 Active in his community, Bill has coached youth soccer and basketball, and has volunteered\u00a0to help raise money for Special Olympics, March of Dimes, Make-A-Wish Foundation and the American Heart Association.\u00a0 Additionally, he has volunteered his time\u00a0to advise individuals at the\u00a0Financial Planning Clinic sponsored annually by the Certified Financial Planner Board of Standards Inc.<\/p>\n<p>Bill has been married for\u00a021 years to his\u00a0wife Tori.\u00a0 Together they have three sons, two\u00a0dogs,\u00a0and\u00a0two fish.<\/p>\n<p>For more information, please visit <a href=\"https:\/\/www.BillLosey.com\">https:\/\/www.BillLosey.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bill Losey, America\u2019s Retirement Strategist\u00ae, publishes a new blog giving helpful retirement planning tips for women. Saratoga Springs, NY. \u2013 June 8, 2011 \u2013 Bill Losey, author and retirement expert and advisor, recently wrote a blog geared towards women, offering [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19],"tags":[20,21,22,23,24,25,26,27,28,15,29,30,31],"class_list":["post-1233","post","type-post","status-publish","format-standard","hentry","category-latest-news","tag-401k-direct-rollover","tag-401k-plan-rollover","tag-401k-retirement-rollover","tag-401k-rollover","tag-401k-rollover-advice","tag-401k-rollover-ira","tag-401k-rollover-retirement","tag-certified-financial-planner","tag-ira-direct-rollover","tag-retirement-advisor","tag-retirement-expert","tag-rollover-a-401k","tag-self-directed-ira-rollover"],"_links":{"self":[{"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/1233","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/comments?post=1233"}],"version-history":[{"count":0,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/1233\/revisions"}],"wp:attachment":[{"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/media?parent=1233"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/categories?post=1233"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/tags?post=1233"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}