{"id":1103,"date":"2011-03-14T14:44:16","date_gmt":"2011-03-14T19:44:16","guid":{"rendered":"http:\/\/www.billlosey.com\/?p=1103"},"modified":"2011-03-14T14:44:16","modified_gmt":"2011-03-14T19:44:16","slug":"retirement-expert-bill-losey-discusses-home-ownership-and-retirement","status":"publish","type":"post","link":"https:\/\/billlosey.com\/knowledge-center\/retirement-expert-bill-losey-discusses-home-ownership-and-retirement\/","title":{"rendered":"Retirement Expert, Bill Losey, Discusses Home Ownership and Retirement"},"content":{"rendered":"

Bill Losey, America\u2019s Retirement Strategist\u00ae, recently published a new article discussing whether retirees should own their homes free and clear during retirement.<\/em><\/strong><\/p>\n

Saratoga Springs, NY. \u2013 March 14, 2011 <\/strong>\u2013 Bill Losey, New York based author and retirement expert, recently published an article on his website https:\/\/www.BillLosey.com<\/a> asking his clients and readers \u201cShould you pay down low-interest debt, or should you invest the money into a tax-advantaged account that could potentially bring you a strong return? The article titled \u201cShould You Own Your Home Free & Clear Before You Retire? \u201d<\/a> provides some helpful tips and scenarios to help answer that question. \u00a0Bill Losey launched his nationwide business five years ago with one goal in mind \u2013 to offer advice and solutions to those planning for retirement, as well as those in the midst of retirement, who are trying to get the most out of their finances.<\/p>\n

Bill Losey writes, \u201cAt first glance, the answer would seem to be \u201cabsolutely, if at all possible.\u201d Retiring with less debt \u2026 isn\u2019t that a good thing? Why not make a few extra mortgage payments to get the job done?\u00a0 In reality, things are not so cut and dried. There is a fundamental opportunity cost to consider. If you decide to put more money toward your mortgage, what could that money potentially do for you if you were to direct it elsewhere?\u201d<\/p>\n

\u201cThink it over.<\/strong> It really comes down to what you believe. If you are <\/strong>bearish, then you may lean toward paying off your mortgage before you retire. <\/strong>There is no doubt about it \u2013 when you pay off debt you owe, you effectively get an instant return on your money for every dollar. If you are tantalizingly close to paying off your house, then you may just want to go ahead and do it because you love being free and clear,\u201d continued Losey.<\/p>\n

To learn more about whether owning your home free and clear during retirement, please read the entire article at https:\/\/billlosey.com\/articles\/should-you-own-your-home-free-clear-before-you-retire.php<\/a>.<\/p>\n

Bill is a nationally known and respected retirement expert, specializing in 401k rollover advice, self directed IRA rollovers, 401k direct rollovers, and many other investment and retirement strategies.\u00a0 Bill\u2019s company, Bill Losey Retirement Solutions, LLC, is an independent registered investment advisory firm that caters primarily to\u00a0couples as well as divorced and widowed women nationwide<\/em> (age 50-70) who demand objective financial and retirement advice; customized, fee-only\u00a0investment management; attention to detail; and impeccable service.<\/p>\n

Bill Losey\u2019s award-winning free weekly email newsletter, Retirement Intelligence\u00ae, <\/em>recently celebrated its 200th<\/sup> issue.\u00a0 Each issue of RI<\/em> reveals\u00a0how-to-articles, secrets,\u00a0investment ideas, a “Joke Of The Week”,\u00a0fitness and\u00a0diet\u00a0tips,\u00a0and promotes upcoming seminar dates to keep subscribers \u201cin-the-know.\u201d\u00a0 Bill and his staff seek to provide informative and entertaining information readers can use to simply and confidently enhance their health, wealth and happiness.<\/p>\n

Retirement Intelligence\u00ae <\/em>is a $497 value, but is available for free on Bill\u2019s website http:\/\/www.MyRetirementSuccess.com<\/a><\/p>\n

To learn more about Bill Losey Retirement Solutions, please visit https:\/\/www.BillLosey.com<\/a> and http:\/\/www.MyRetirementSuccess.com<\/a>.<\/p>\n

About Bill Losey:<\/p>\n

Bill Losey, CFP\u00ae, CSA, America’s Retirement Strategist\u00ae, is a highly sought-after advisor, retirement authority,\u00a0thought-leader,\u00a0author and TV personality<\/a> because he makes the complicated and mundane topics of investing and retirement fun!<\/p>\n

Bill has over 20 years experience in the financial services industry and is a Certified Financial Planner\u2122 practitioner,\u00a0a Certified Senior Advisor and Certified\u00a0Retirement Coach.\u00a0 He is the author of\u00a0Retire in a Weekend! <\/span>The Baby Boomer’s Guide to Making Work Optional<\/a> (a 2008 Finalist at The Indie\u00a0Excellence Book Awards),\u00a0Founder of National Retirement Planning Month<\/a>, and he publishes\u00a0Retirement Intelligence<\/em><\/a>\u00ae, an\u00a0award-winning weekly newsletter\u00a0that reaches\u00a0thousands\u00a0of subscribers worldwide.<\/p>\n

As a qualified professional in the areas of retirement strategies, personal finance and\u00a0investing, Bill has\u00a0been seen and heard on\u00a0the FOX Business Network, CNBC, ABC News Now, CNN Radio, the CBS Evening News, Oprah & Friends<\/a>, Martha Stewart Living Radio, Montel William’s “Montel Across America”,\u00a0CBS6-TV<\/a>, CW11 Morning News, Retirement Living TV<\/a>, Leading Experts TV, the CBS Radio Network, TIME, AARP Magazine, BankRate.com<\/a>, CNNMoney.com, Forbes, Aol.com, SmartMoney.com<\/a>, Morningstar.com, the Wall Street Journal<\/a> Online, U.S. News & World Report<\/a>, BusinessWeek.com, Kiplinger’s Personal Finance, AARP Bulletin<\/a>, CNNfn, FOX\u2019s \u201cHannity & Colmes\u201d, Wall Street Journal Blogs<\/a>, Yahoo! Finance, MainStreet.com<\/a>, Bloomberg Business Radio,\u00a0CNN.com<\/a>, FOX News Radio,\u00a0The Motley Fool, KABC Radio, Federal News Radio, the Armed Forces Radio Network, Wall Street Journal Sunday, Credit.com<\/a> and hundreds of radio stations nationwide.\u00a0\u00a0Bill\u00a0formerly was the resident retirement expert on\u00a0CNBC’s “On The Money”; wrote a monthly\u00a0column\u00a0called “Dollars & Sense” for Life @ Home magazine; wrote a weekly column called “Making Work Optional”<\/a> for The Saratogian; was a financial commentator for RNN-TV; and was the\u00a0guest host of \u201cMoney Matters\u201d, a daily personal finance radio program simulcast throughout NY, NJ and CT.\u00a0 \u2028\u2028In addition to his frequent TV and radio appearances, Bill\u00a0is a freelance contributer to the AARP,\u00a0and is the Retirement Success Expert<\/a> for Boomj.com, a baby-boomer social networking website, and the Guide to Retirement & Retirement Planning at SelfGrowth.com<\/a>.\u00a0 He\u00a0has also appeared in\u00a0New York Daily News<\/em><\/a>, Financial Planning<\/em><\/a>, Investor’s Business Daily<\/em><\/a>, Boston Herald, Personal Excellence<\/em>, Investment News<\/em><\/a>, <\/em>The Chicago Tribune<\/em><\/a>, Cents<\/em>, Oprah.com<\/a>, The Daily Herald, Inside Information, <\/em>The Atlanta Journal Constitution<\/em><\/a>, the Journal of Financial Planning, Bottomline Wealth, Hudson Valley Business Journal, <\/em>Life After 50<\/em><\/a>, Business Life, Plan Advisor, Triathlete, Peoria Journal Star, Kokomo Tribune, The Telegraph Newspaper, <\/em>AmericanChronicle.com<\/em><\/a>, Senior Market Advisor<\/em>,\u00a0Boomer Market Advisor<\/span><\/em><\/a>, Reach!,<\/em> Violet for Women, Boom News,\u00a0Next!, <\/em>The Albany Times-Union<\/em><\/a>,\u00a0The Richmond Times Dispatch, The Sun News, <\/em>Afro American<\/em><\/a>, Seacoast Newspapers, GrandParents.com, <\/em>NationalPost.com<\/em><\/a>, ThirdAge.com, American Chronicle, Press & Sun Democrat, LiveStrong.com, The Pacific Business Journal, RetirementForMen.com, The Liberty Tribune, <\/em>PlacesOfValue.com<\/em><\/a>, Bucks County Courier Times, Central Valley Business Journal, Vermont Maturity Magazine, The Orlando Sentinel, <\/em>Salt Lake Tribune<\/em><\/a>, SeniorMarketAdvisor.com, <\/em>The Tampa Tribune<\/em><\/a>, The Troy Record, <\/em> Alexandria Daily Town Talk, <\/em>Richmond-Times Dispatch<\/em><\/a>, Portsmouth Herald News, Today’s Charlotte Woman, Dos Mundos, <\/em>TotallyHer.com<\/em><\/a>, The Saratoga Business Journal, Saratoga Today, <\/em>PhillyBurbs.com<\/em><\/a>, Oneida Dispatch, Spirit of Saratoga,\u00a0Senior Beacon, The Bergen Record, <\/em>The Northeast Pennsylvania Business Journal<\/em><\/a>, Pennsylvania Business Central, Arkansas Aging,\u00a0TownHall.com, National Underwriter Life & Health, TheStarPress.com, <\/em>RedwoodAge.com<\/em><\/a>, Asset Magazine, SeniorsForLiving.com, The Australian Financial Review, Asian Enterprise Magazine, <\/em>Mail Tribune<\/em><\/a>, Registered Representative, The Capital District Business Review <\/em>and The Chronicle of Higher Education<\/em>.\u00a0 Bill’s\u00a0first book, 101 Stock Market Guarantees<\/em><\/a>, <\/em>was published in 2004.<\/p>\n

In his leisure time, Billy, as his friends call him,\u00a0loves to sing.\u00a0 He\u00a0is an accomplished vocalist and has performed the National Anthem at Madison Square Garden, the Pepsi Arena and other sporting venues.\u00a0 His love of singing and knowledge of money, combined with his witty sense of humor and desire to fight financial illiteracy,\u00a0come full circle with his development of hilarious financial-related song parodies found at www.PerfectHarMoney.com<\/em><\/a>.<\/p>\n

Bill is a\u00a0graduate of Marist College and obtained his certification in financial planning from The College for Financial Planning in Denver.\u00a0 He is a member of the\u00a0Society of Certified Senior Advisors and the National Ethics Bureau.\u00a0 Active in his community, Bill has coached youth soccer and basketball, and has volunteered\u00a0to help raise money for Special Olympics, March of Dimes, Make-A-Wish Foundation and the American Heart Association.\u00a0 Additionally, he has volunteered his time\u00a0to advise individuals at the\u00a0Financial Planning Clinic sponsored annually by the Certified Financial Planner Board of Standards Inc.<\/p>\n

Bill has been married for\u00a021 years to his\u00a0wife Tori.\u00a0 Together they have three sons, two\u00a0dogs,\u00a0and\u00a0two fish.<\/p>\n

For more information, please visit https:\/\/www.BillLosey.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Bill Losey, America\u2019s Retirement Strategist\u00ae, recently published a new article discussing whether retirees should own their homes free and clear during retirement. Saratoga Springs, NY. \u2013 March 14, 2011 \u2013 Bill Losey, New York based author and retirement expert, recently […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19],"tags":[20,21,22,23,24,25,26,27,28,15,29,30,31],"class_list":["post-1103","post","type-post","status-publish","format-standard","hentry","category-latest-news","tag-401k-direct-rollover","tag-401k-plan-rollover","tag-401k-retirement-rollover","tag-401k-rollover","tag-401k-rollover-advice","tag-401k-rollover-ira","tag-401k-rollover-retirement","tag-certified-financial-planner","tag-ira-direct-rollover","tag-retirement-advisor","tag-retirement-expert","tag-rollover-a-401k","tag-self-directed-ira-rollover"],"_links":{"self":[{"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/1103","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/comments?post=1103"}],"version-history":[{"count":0,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/1103\/revisions"}],"wp:attachment":[{"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/media?parent=1103"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/categories?post=1103"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/billlosey.com\/knowledge-center\/wp-json\/wp\/v2\/tags?post=1103"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}