News

    Retirement Financial Planner Bill Losey Offers Smart Ways To Spend Your Tax Refund

    Wednesday, April 9th, 2014

    Bill Losey, America’s Retirement Strategist®, has just published a new blog providing several great ways to spend your 2013 tax refund.

    Saratoga Springs, NY – April 9, 2014 – Bill Losey, Retirement Intelligence publisher and Retirement Advisor, recently published a blog about prudent ways to spend your tax refund, if one is due to you. The blog found on his website http://www.BillLosey.com, is titled “17 Ways To Spend Your 2013 Tax Refund”

    Bill writes, “Last year, the average federal tax refund was $2,744. That’s a nice chunk of change – and it could be used to bring some positive change to your financial life and the lives of others.”

    Here are some of the ways that Bill suggests:

  1. Start (or add to) an emergency fund
  2. Use it for a down payment on a car, truck or rental property
  3. Help your child open up a Roth IRA
  4. Establish a financial strategy
  5. Write a proper will
  6. Pay for that trip in advance
  7. Pay it forward
  8. On paying for a trip in advance, Bill writes, “Instead of …

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    Retirement Financial Planner Bill Losey Discusses Applying For Social Security

    Friday, March 7th, 2014

    Bill Losey, America’s Retirement Strategist®, has just published a new article answering a common question about when to apply for Social Security.

    Saratoga Springs, NY – March 7, 2014 – Bill Losey, Retirement Intelligence publisher and Retirement Advisor, recently published an article about deciding when one should apply for Social Security. The article found on his website http://www.BillLosey.com, is titled “Should You Apply for Social Security At Age 62, 66, or Later?”

    Bill writes, “When it comes to the question of Social Security income, the choice looms large. Should you apply now to get earlier payments? Or wait for a few years to get larger checks?”

    Throughout the article Bill takes a hypothetical baby boomer through six common scenarios:

  9. Consider what you know (and don’t know)
  10. When are you eligible to receive full benefits?
  11. How much smaller will your check be if you apply at 62?
  12. Remember the earnings limit
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    Retirement Financial Planner Bill Losey Offers Six Ways To Retire Happy

    Monday, February 17th, 2014

    Bill Losey, America’s Retirement Strategist®, recently published a new article discussing several ways to retire happy and comfortable.

    Saratoga Springs, NY – February 13, 2014 – Bill Losey, Retirement Intelligence publisher and Retirement Advisor, recently published an article offering ways that retirees can succeed in realizing the life that they want. The blog found on his website http://www.BillLosey.com, is titled “6 Ways To Retire Happy & Comfortable.”

    Bill writes, “Fate aside, it isn’t merely a matter of stock market performance or investment selection that makes the difference. There are certain dos and don’ts – some less apparent than others – that tend to encourage retirement happiness and comfort.”

    Here are the six tips that Bill reveals in the article:

  14. Retire financially literate
  15. Retire knowing that you’ll have to assume some risk
  16. Retire debt-free, or close to debt-free
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    Retire in A Weekend Author Bill Losey Gives Eight Helpful Retirement Saving Tips

    Wednesday, January 8th, 2014

    Bill Losey, America’s Retirement Strategist®, published a new blog offering eight ways to make retirement savings more effective.

    Saratoga Springs, NY – January 8, 2014 – Bill Losey, Retirement Intelligence publisher and Retirement Advisor, recently published a blog explaining several ways to make retirement savings “work harder.” The blog found on his website http://www.BillLosey.com, is titled “8 Simple Ways To Make Your Money Work Harder for Retirement”.

    In the blog, Bill discusses how the “little things” matter when saving for retirement. Bill writes, “When planning for retirement, people naturally think about the big things – arranging sufficient income, amassing enough savings, investing so that you don’t outlive your money, managing forms of risk. All of this is essential. Still, there are also little financial adjustments you can make at mid-life that may pay off significantly for you down the road.”

    The eight simple things that can be done are:

  18. Drop some recurring expenses
  19. Assign Investments …

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    Retire in A Weekend Author Bill Losey Discusses Best Ways To Save For Retirement

    Wednesday, December 11th, 2013

    Bill Losey, America’s Retirement Strategist®, published a new blog offering tips on how to get the most out of saving for retirement.

    Saratoga Springs, NY – December 11, 2013 – Bill Losey, Retirement Intelligence publisher and Retirement Advisor, recently published a blog laying out several retirement saving principles to keep in mind, whether you start early in life or later. The blog found on his website http://www.BillLosey.com, is titled “The Best Ways To Save For Retirement”.

    In the blog, Bill discusses how starting later in life means you must save much more to realize an income that will be sufficient in your retirement years. Bill writes, “When you have 15 or 20 years until your envisioned retirement instead of 30 or 40, you’ve got to sock away money for retirement in comparatively greater proportions. The good news is that you won’t be retiring strictly on those contributions; in large part, you will be retiring on the earnings generated …

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    Retire in A Weekend Author Bill Losey Provides Social Security Tips for 2014

    Thursday, November 14th, 2013

    Bill Losey, America’s Retirement Strategist®, published a new blog discussing five things you need to know about Social Security in 2014.

    Saratoga Springs, NY. – November 14, 2013 – Bill Losey, Retirement Intelligence publisher and Retirement Advisor, recently published a blog discussing the changes to Social Security in the coming year, and what you need to know about them. The blog found on his website http://www.BillLosey.com, is titled “Social Security 2014: 5 Things You Need To Know”.

    In the blog, Bill discusses these five changes:

    1. Social Security recipients are getting a raise – but not much of one.

    2. Chained CPI is not yet being used to determine COLAs

    3. Social Security’s maximum monthly benefit is increasing

    4. Social Security’s annual earnings limit is increasing

    5. On the job, the wage base for Social Security taxes is rising

    On recipients getting a raise, Bill Losey writes, “Next year, the average monthly Social Security payment …

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    Retire in A Weekend Author Bill Losey Provides Free Retirement Planning Workbook

    Thursday, October 10th, 2013

    Bill Losey, America’s Retirement Strategist®, is offering a free 27-page retirement planning workbook on his website, BillLosey.com, answering some of the key questions that keep retirees up at night.

    Saratoga Springs, NY – October 10, 2013 – Author Bill Losey, Retirement Intelligence publisher and Retirement Advisor, has developed a 27-page retirement workbook to help retirees and those who are nearing retirement find out where they stand in their retirement saving plans. The workbook titled, “12 Key Questions Every Retiree Must Answer” is a crucial first step in developing a viable retirement income plan.

    Some of the questions posed in this workbook include:

    • How long will your money last if you stop working today?
    • How bit a nest egg do you need?
    • What is the appropriate spending rate from a nest egg?
    • How does the rising cost of health care affect your retirement income planning?
    • How big is your retirement shortfall?
    • What is your pension annuity worth?
    • Will you outlive your money or will …

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      Retire in A Weekend Author Bill Losey Offers Helpful “Weekly Economic Update” For Website Readers

      Friday, September 13th, 2013

      Bill Losey, America’s Retirement Strategist®, gives weekly economic updates as a complimentary feature of his website, BillLosey.com

      Saratoga Springs, NY – September 13, 2013 –Author Bill Losey, Retirement Intelligence publisher and Retirement Advisor, understands the importance of knowing the economic landscape to investors and those saving for retirement. Each week, Bill offers a free economic update to help his readers understand current economic situations and how they apply to retirees and those nearing retirement.

      Bill Losey’s most recent weekly economic update on September 9th, 2013 touched on the following headlines:

      • Beneath the Surface, A Disquieting Jobs Report
      • Further Factory and Service Sector Growth
      • New Beige Book: Largely “Moderate” Expansion
      • At Last, A Winning Week

      On the disappointing jobs report, Bill writes, “In August, the U.S. unemployment rate declined to 7.3% with the economy adding 169,000 jobs. Not bad, but details in the Labor Department’s latest report also raised caution flags: the jobless rate fell only because more people gave …

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      Retire in A Weekend Author Bill Losey Featured on MarketWatch Retirement As Regular Contributor

      Wednesday, August 7th, 2013

      Bill Losey, America’s Retirement Strategist®, is offering retirement saving advice for readers of MarketWatch Retirement as one of The RetireMentors.

      Saratoga Springs, NY – August 7, 2013 – Since early 2013, Author Bill Losey, Retirement Intelligence publisher and Retirement Advisor, has been a contributing author for MarketWatch Retirement – a section of MarketWatch.com launched by The Wall Street Journal Digital Network in November of 2012. Featuring news, advice and analysis targeted towards people saving for retirement, those who should be, and those already retired, this section brings together the expertise of MarketWatch’s retirement reporters and columnists.

      Bill Losey’s blogs are featured regularly as part of The RetireMentors, a section of MarketWatch.com that features insight, opinion and conversation from financial-services professionals who’ve been working to steer investors toward a comfortable and secure retirement. The RetireMentors showcases financial advisers, 401(k) consultants and managers, researchers and analysts, and other industry veterans with down-in-the-trenches experience in all things retirement-related.

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      Retire in A Weekend Author Bill Losey Celebrates 8-Year Anniversary of Bill Losey Retirement Solutions

      Monday, July 8th, 2013

      Bill Losey, America’s Retirement Strategist®, is celebrating the 8-year anniversary of his financial planning and retirement advisement company, Bill Losey Retirement Solutions, LLC.

      Saratoga Springs, NY – July 8, 2013 – Bill Losey, Retirement Intelligence publisher and Retirement Advisor, along with his staff, is celebrating the 8-year anniversary of Bill Losey Retirement Solutions, LLC. On July 5, 2005, Bill Losey launched this business with one goal in mind – to offer advice and solutions to those planning for retirement, as well as those in the midst of retirement, who are trying to get the most out of their finances.

      Bill Losey is a nationally known and respected retirement advisor, specializing in 401k rollover advice, self-directed IRA rollovers, 401k direct rollovers, and many other investment and retirement strategies. Bill’s company, Bill Losey Retirement Solutions, LLC, is an independent registered investment advisory firm that caters primarily to couples as well as divorced and widowed women nationwide (age …

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      Retire in A Weekend Author Bill Losey Reveals The Best Age To Retire

      Thursday, June 13th, 2013

      Saratoga Springs, NY. – June 13, 2013 – Bill Losey, Retirement Intelligence publisher and Retirement Advisor, recently published a blog discussing the best age to retire. In this blog, found on his website http://www.BillLosey.com, titled “The Best Age to Retire Isn’t an Age At All”, Bill explains that ultimately you are in control of your own best age to retire.

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      Retirement Expert Bill Losey Discusses Seven Common Retirement Assumptions

      Wednesday, May 8th, 2013

      Bill Losey, America’s Retirement Strategist® and 401(k) rollover expert, published a new blog reassessing seven retirement assumptions.

      Saratoga Springs, NY. – May 8, 2013 – Bill Losey, author and retirement expert and advisor, recently published a blog discussing seven common assumptions that retirees often make. In this blog, found on his website http://www.BillLosey.com, titled “7 Retirement Assumptions Reassessed”, Bill explains how there is no such thing as a “typical” retirement, and that your retirement planning should reflect that, depending on your financial and lifestyle circumstances.

      “Just as there is no routine retirement, there are no rote financial moves that should be made before or during this phase of life, and no universal truths about the retirement experience,” writes Losey.

      Bill goes into details about seven commonly held assumptions, including:

    • You should take Social Security as late as possible
    • You’ll probably live 15-20 years after you retire
    • You should step back from …

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      Retirement Expert Bill Losey Offers Helpful Tips To Avoid Retirement Mistakes

      Tuesday, April 16th, 2013

      Bill Losey, America’s Retirement Strategist® and 401(k) rollover expert, published a new blog discussing six key dates to remember to help avoid retirement mistakes.

      Saratoga Springs, NY. – April 16, 2013 – Bill Losey, author and retirement expert and advisor, recently published a blog offering tips on how to prevent retirement mistakes – specifically, six important dates to remember. In this blog, found on his website http://www.BillLosey.com, titled “Preventing Retirement Mistakes: 6 Key Dates To Remember”, Bill explains how a few errors in judgment, or a failure to plan can result in mistakes that cost you valuable retirement dollars.

      Bill focuses on six important dates to keep in mind to help make sure you do not get caught in some typical retirement planning mistakes: Bill gives insight into where you should be at these ages: Age 55, 59½, 62, 65, 66-67 and 70½.

      About age 55, Bill writes, “People who leave their job for one reason or other can elect to take funds from their …

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      Retirement Expert Bill Losey Explains Recent Developments Regarding Social Security

      Wednesday, March 6th, 2013

      Bill Losey, America’s Retirement Strategist® and 401(k) rollover expert, published a new blog discussing recent changes to Social Security Benefits.

      Saratoga Springs, NY. – March 6, 2013 – Bill Losey, author and retirement expert and advisor, recently published a blog discussing some of the recent changes to Social Security and how these changes could effect your retirement income planning. In this blog, found on his website http://www.BillLosey.com, titled “The Latest Info On Social Security”, Bill explains how Medicare, the sequester and taxes could affect social security income and offers several solutions that America lawmakers could implement to help fix the problems found within the system.

      Bill explores six main points in this blog:

      • Medicare premiums are eating into COLA
      • Social Security’s retirement earnings test amounts have also risen
      • Part of your Social Security benefits may be taxed
      • The Social Security wage base is 3.3% higher for 2013
      • How will the sequester cuts affect Social Security?
      • What about Social Security’s projected long-range shortfall?

      On the sequestration question, Bill writes, “There will be …

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      Retirement Expert Bill Losey Added To Trusted WiserAdvisor Directory

      Wednesday, February 6th, 2013

      Bill Losey, America’s Retirement Strategist® and 401(k) rollover expert, has been awarded admittance as a member of the WiserAdvisor directory of financial advisors.

      Saratoga Springs, NY. – February 6, 2013 – Bill Losey, author and retirement expert and advisor, has recently been awarded admittance to the extremely selective WiserAdvisor financial advisor directory. WiserAdvisor is an online service that connects investors to local financial advisors and financial planners.

      Bill Losey was granted admission into WiserAdvisor based on his credentials and qualifications. All members offer their services to investors with a fee rather than solely with commissions, allowing them to assist investors with a variety of different investment options. All members are also properly registered with the SEC, FINRA or other regulatory organizations.

      Bill Losey is a nationally known and respected retirement expert, specializing in 401k rollover advice, self-directed IRA rollovers, 401k direct rollovers, and many other investment and retirement strategies.  Bill’s company, Bill Losey Retirement Solutions, LLC, is an independent registered investment advisory firm that caters primarily …

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      Retirement Expert Bill Losey Reveals 10 Bad Money Habits To Break

      Monday, January 7th, 2013

      Bill Losey, America’s Retirement Strategist® and 401(k) rollover expert, published a new article offering ten money habits that should be broken in the new year.

      Saratoga Springs, NY. – January 7, 2013 – Bill Losey, author and retirement expert and advisor, recently wrote an article detailing ten harmful money habits. In this article, found on his website http://www.BillLosey.com, titled “10 Bad Money Habits to Break in 2013″, Bill explains how these ten habits can hinder your retirement plans, and why you should try to break them as we head into 2013.

      Bill writes, “Do bad money habits constrain your financial progress? Many people fall into the same financial behavior patterns year after year. If you sometimes succumb to these financial tendencies, the New Year is as good an occasion as any to alter your behavior.”

      Five of the ten habits that Bill warns about include:

      • Lending money to family and friends
      • Spending more than you make
      • Saving little or nothing
      • Living without a budget
      • Frivolous spending

      On “spending more than you …

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      Retirement Expert Bill Losey Offers Some Ways To Save For Retirement

      Tuesday, December 4th, 2012

      Bill Losey, America’s Retirement Strategist® and 401(k) rollover expert, published a new blog discussing eight ways to save for retirement that you may have overlooked.

      Saratoga Springs, NY. – December 4, 2012 –Bill Losey, author and retirement expert and advisor, recently wrote a blog detailing eight helpful tips to retirement saving. In this blog, found on his website http://www.BillLosey.com, titled “8 Overlooked Ways To Save Money For Retirement”, Bill explains how you can take advantage of these methods to help you save the most money possible for retirement.

      Bill writes, “Besides periodic IRA contributions and elective salary deferrals into 401(k) and 403(b) plans, there are other ways to amass retirement savings, some of them often overlooked.”

      The eight overlooked saving options that Bill writes about are as follows:

      • Put tax refunds & tax savings to work
      • Relocation
      • Rental income
      • Redirecting some of your inheritance
      • Sell products or services, not simply your time
      • Stay healthy
      • Halt or modify some recurring discretionary expenses
      • Refrain from picking up your child’s college costs

      On “relocation,” Bill writes, “Ever …

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      Retirement Expert Bill Losey Warns of “Fiscal Cliff” Scenarios

      Wednesday, November 7th, 2012

      Bill Losey, America’s Retirement Strategist® and 401(k) rollover expert, published a new blog discussing five different scenarios where 2013 could be financially worse than expected.

      Saratoga Springs, NY. – November 7, 2012 – “Whatever happens in Washington in 2013, this is a prime time to consider financial moves with the potential to lower your taxes and insulate your wealth.” This statement, from Bill Losey, author and retirement expert and advisor, is the conclusion of a recent blog discussing some of the scenarios where America could reach her “Fiscal Cliff.” In this blog, found on his website http://www.BillLosey.com, titled “5 Possible Fiscal Cliff Scenarios”, Bill explores the question, “Will 2013 be as severe as some economists think?”

      Bill writes, “The fiscal cliff is getting closer and closer. How will Congress respond? In the worst-case scenario, Congress argues and deadlocks. Tax hikes and roughly $109 billion in federal spending cuts take a bite out of GDP and another recession becomes a possibility.

      There are other possibilities, however. …

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      Retirement Expert Bill Losey Discusses Stock Market Behavior During Presidential Elections

      Thursday, October 4th, 2012

      Bill Losey, America’s Retirement Strategist® and 401(k) rollover expert, publishes a new article discusses some interesting findings from stock market historians about the performance of the stock market during presidential elections years.

      Saratoga Springs, NY. – October 4, 2012 – Presidential election years often provide intriguing stock market analysis. Bill Losey, author and retirement expert and advisor, recently wrote an article discussing some of the stock market trends in recent presidential election cycles. In this article, found on his website http://www.BillLosey.com, titled “Stock Market Behavior In Presidential Election Years”, Bill notes some interesting patterns through the years which may or may not prove true for 2012.

      “How much weight does history ultimately hold? Perhaps not much. It is intriguing, and some analysts would instruct you to pay more attention to it rather than less. Historical “norms” are easily upended, however,” writes Losey. “Take 2008, the election year that brought us a bear market disaster. The year 2000 also brought an S&P 500 loss. While a …

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      Retirement Expert Bill Losey Reveals Nine Common Retirement Planning Mistakes

      Monday, September 10th, 2012

      Bill Losey, America’s Retirement Strategist® and 401(k) rollover expert, publishes a new article explaining some of the major retirement planning mistakes that need to be avoided.

      Saratoga Springs, NY. – September 10, 2012 – Sound retirement planning is one of the most important steps towards a fulfilling retirement. Bill Losey, author and retirement expert and advisor, recently wrote an article laying out some of the major mistakes that need to be avoided to get the most out of your retirement plan. In this article, found on his website http://www.BillLosey.com, titled “9 Major Retirement Planning Mistakes To Avoid”, Bill explains these mistakes and how they can cause some major setbacks with your retirement strategy.

      “Much has been written about the classic financial mistakes that plague start-ups, family businesses, corporations and charities. Aside from these blunders, there are also some classic financial missteps that plague retirees,” writes Losey. “Calling them ‘mistakes’ may be a bit harsh, as not all of them represent errors in judgment. Yet …

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      Retirement Expert Bill Losey Addresses Challenges Faced By Those Facing Retirement Alone

      Wednesday, August 8th, 2012

      Bill Losey, America’s Retirement Strategist® and 401(k) rollover expert, publishes a new blog discussing some of the challenges faced by those who retire without a spouse.

      Saratoga Springs, NY. – August 8, 2012 – “Retiring along presents unique challenges,” writes Bill Losey, author and retirement expert and advisor. Bill recently wrote a blog discussing a sometimes overlooked group of retirees – those facing retirement “solo.” The blog, found on his website http://www.BillLosey.com, is titled “Retiring Solo”.

      “Singles who retire may lack a spousal and familial support network other retirees count on. If a lone retiree faces sizable medical bills, he or she can’t draw on the financial resources of a spouse,” writes Losey.

      Bill covers several ways that those who are retiring “solo” should prepare differently than those who will retire as a couple.  Some of these topics include, “the need to save early and consistently,” “the possibility of building wealth through real estate,” “the possible need for long-term coverage” and “the value of a …

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      Retirement Expert Bill Losey Gives Helpful Tips For Life After Work

      Monday, July 16th, 2012

      Bill Losey, America’s Retirement Strategist® and 401(k) rollover expert, publishes a new blog offering 5 helpful retirement tips.

      Saratoga Springs, NY. – July 16, 2012 – Sometimes during retirement planning, some of the “little things” can get overlooked. Bill Losey, author and retirement expert and advisor, recently wrote a blog discussing 5 ways to avoid this. The blog, found on his website http://www.BillLosey.com, is titled “5 Things To Keep In Mind For Life After Work.”

      On how you can save during retirement, Bill Losey writes, “We all save for retirement; with our increasing longevity, we will also need to save in retirement for the (presumed) decades ahead. That means more than budgeting; it means investing with growth and tax efficiency in mind year after year.”

      The five topics covered in Bill’s latest blog include:

      • How will you save in retirement?
      • Could your cash flow be more important than your savings?
      • What will you begin doing in retirement?
      • Will your spouse want to live the way that you live?
      • When should you (and your …

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        Retirement Expert Bill Losey Discusses Parents, Alzheimer’s and Money

        Wednesday, June 13th, 2012

        Bill Losey, America’s Retirement Strategist® and 401(k) rollover expert, publishes a new article discussing how to financially protect parents with Alzheimer’s.

        Saratoga Springs, NY. – June 13, 2012 – Deciding to take the financial reigns of an aging parent can be a difficult decision. Bill Losey, author and retirement expert and advisor, recently wrote an article offering steps one can take to make the process easier. With this article, found on his website http://www.BillLosey.com, titled “Parents, Alzheimer’s & Money”, Bill explains two phases that one must complete.

        “What are your options when it comes to helping a parent out with money management? Informally, you can “lend a helping hand” and check in with mom and dad to make sure that bills and premiums are paid, and deadlines are met. But if you elect to formally take the financial reins, you are looking at a two-phase process,” writes Losey.

        These two phases include getting a power of attorney and becoming your parent’s conservator. In the article, …

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        Retirement Advisor Bill Losey To Attend The Money Show in Las Vegas

        Tuesday, May 8th, 2012

        Bill Losey, America’s Retirement Strategist®, will be heading to Las Vegas to take part in the annual Money Show conference.

        Saratoga Springs, NY. – May 8, 2012 – Bill Losey, author and retirement expert and advisor, will be attending The Money Show in Las Vegas, Nevada from May 14-19, 2012 featuring Steve Forbes, Andrew Busch, Jim Jubak, Brien Lundin and others.  Bill continually attends events such as these as a means of enhancing his skills and furthering his education in the financial industry to offer the most current and helpful advice for his clientele.

        At The Money Show, Bill will meet face to face with top investment and trading experts, acquire a global market perspective, network with and hear new ideas from other fellow investors, attend keynote speeches, interactive workshops, live trading demos, and spirited panel discussions, and discover and compare investment products and services in the exhibit hall.

        Guided by the belief that “knowledge is power” and recognizing the desire of independent minds to rely on self rather than …

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        Retirement Expert Bill Losey Offers 15 Prudent Ways To Spend Your Tax Refund

        Tuesday, April 10th, 2012

        Bill Losey, America’s Retirement Strategist® and 401(k) rollover expert, publishes a new blog discussing some smart ways to spend your tax refund this year.

        Saratoga Springs, NY. – March 8, 2012 – With the impending April 17th deadline approaching for filing taxes, many Americans are already thinking of ways to spend their tax refunds. Bill Losey, author and retirement expert and advisor, recently wrote a blog offering several ideas for spending your tax refund wisely. With this blog, found on his website http://www.BillLosey.com, titled “15 Ways to Spend Your Tax Refund”, Bill gives 15 such examples.

        “In the past two years, federal tax refunds have averaged about $3,000. That’s a nice chunk of change – and it could be used to bring some positive change to your financial life and the lives of others,” writes Losey.

        Some of the fifteen ways to spend your tax refund include paying down your debt, starting an emergency fund, contributing to your IRA, improve your home with energy-saving appliances, writing …

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        Retirement Expert Bill Losey Discusses Calculating How Much Retirement Income You Need

        Thursday, March 8th, 2012

        Bill Losey, America’s Retirement Strategist® and 401(k) rollover expert, publishes a new blog on the process of determining how much retirement income one needs to retire comfortably.

        Saratoga Springs, NY. – March 8, 2012 – Bill Losey, author and retirement expert and advisor, recently wrote a blog urging readers to carefully plan how much retirement income they will need match their lifestyle needs and goals. With this blog, found on his website http://www.BillLosey.com, titled “How Much Retirement Income Will You REALLY Need?” Bill touches on five important factors that can affect retirement income needs, including health, heredity, portfolio, spending habits and social security.

        On spending habits Bill writes, “Do you only spend 70% of your salary? Probably not. If you’re like many Americans, you may spend as much as 90% or 95% of it. Will your spending habits change drastically once you retire? Again, probably not. Most people only change spending habits in response to economic necessity or in pursuit of new financial goals. People …

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        Retirement Advisor Bill Losey To Attend Options Trading Class in New York City

        Monday, February 6th, 2012

        Bill Losey, America’s Retirement Strategist®, will once again be taking part in the online trading academy in New York City to help better serve his clients.

        Saratoga Springs, NY. – February 6, 2012 – Bill Losey, author and retirement expert and advisor, will once again be attending an advanced training course on Options Trading through Online Trading Academy this month from February 27, 2012 – March 2nd, 2012.  Over the last few months, Bill Losey has completed advanced training courses through the Online Trading Academy focusing on Futures Trading and Equities/Stock Trading.

        Bill explains that this Options Trading course, much like the previous courses, will help serve his clients as he studies more about identifying investment opportunities, limiting loss, reducing risk, identifying entry/exit points and managing risk to help take emotion our of the decision-making process.

        Online Trading Academy is the world leader in professional education for traders who want to succeed in any market, and any asset class.  Their roots can be traced back to 1997, …

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        Retirement Expert Bill Losey Writes About The Importance of Budgeting For Retirement

        Friday, January 6th, 2012

        Bill Losey, America’s Retirement Strategist® and 401(k) rollover expert, publishes a new article stressing the importance for retirees to develop a budget.

        Saratoga Springs, NY. – January 6, 2012 – Bill Losey, author and retirement expert and advisor, recently wrote an article urging readers to consider developing a budget for retirement. With this article, found on his website http://www.BillLosey.com, titled “Budgeting For Retirement – It Makes Sense Yet Many Retirees Live Without One” Bill explains the importance of planning your retirement budget before retirement.  Bill also touches on some factors that can cause retirees to stray from their budget, and how they can try to avoid such a circumstance.

        “You wont be able to withdraw an unlimited amount of money in retirement. So a retirement budget is a necessity. Some retirees forego one, only to regret it later,” writes Bill.  “Often people need about 70-80% of their end salaries in retirement, but this can vary. So years before you leave work, sit down for an …

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        Retirement Expert Bill Losey Urges Perspective When Evaluating Markets in 2011

        Friday, December 9th, 2011

        Bill Losey, America’s Retirement Strategist® and 401(k) rollover expert, publishes a new article discussing how Wall Street’s performance in 2011 will be remembered.

        Saratoga Springs, NY. – December 9, 2011 – Bill Losey, author and retirement expert and advisor, recently wrote an article offering his perspective on the 2011 markets and their performance for the year. With this article, found on his website http://www.BillLosey.com, titled “In This Volatile Market, Perspective Is Valuable” Bill explains the importance of having the right perspective when evaluating your investments and the market in general.

        “If your pessimism increased this year, you aren’t alone. This is a very challenging environment, even for fund managers. A recent Wall Street Journal piece referenced that some traders are reluctant to make a decisive move for fear of triggering a big price swing on a particular stock. Liquidity has also been reduced in this market,” writes Bill.   “While this sounds gloomy, a little perspective is helpful. When it comes to stocks, it is really about …

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        Retirement Expert Bill Losey Explains Changes in IRA & 401(k)s for 2012

        Thursday, November 10th, 2011

        Bill Losey, America’s Retirement Strategist® and 401(k) rollover expert, publishes a new article discussing some of the expected changes in retirement savings options for 2012.

        Saratoga Springs, NY. – November 10, 2011 – Bill Losey, author and retirement expert and advisor, recently wrote an article offering his thoughts on some of the changes on the horizon in 2012 as it pertains to planning for retirement. This article, found on his website http://www.BillLosey.com, titled “Changes in IRA & 401(k)s for 2012” explains four changes coming in 2012 for IRA and 401(k) accounts. In the article, Bill touches on the changes planned by the IRS after cost-of-living adjustments, and how it will affect those planning for retirement.

        Bill Losey launched his business six years ago with one goal in mind – to offer advice and solutions to those planning for retirement.  This latest article is one of many helpful articles that Bill writes frequently to make planning for retirement seem less daunting and more achievable.

        Some of …

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        Retirement Advisor Bill Losey To Attend Online Trading Academy in New York City

        Monday, October 10th, 2011

        Bill Losey, America’s Retirement Strategist®, will be taking part in the online trading academy course in New York City to help better serve his clients.

        Saratoga Springs, NY. – October 10, 2011 – Bill Losey, author and retirement expert and advisor, will be attending courses through Online Trading Academy this month from October 15th to October 21st.  “In light of stock market upheaval, this advanced training class will help me better help and serve my clients and manage their retirement investment portfolios,” remarks Losey.

        Online Trading Academy is the world leader in professional education for traders who want to succeed in any market, and any asset class.  Their roots can be traced back to 1997, as one of the largest trading floors in the U.S., with 180 traders averaging half a billion dollars in daily transactions. To improve results, managers and the top traders offered daily coaching sessions in how to trade more consistently and profitably. In 2001, they shifted their focus to solely providing education. Today …

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        Retirement Advisor Bill Losey Launches “Second Opinion” Program To Help Worried Investors

        Wednesday, September 14th, 2011

        Bill Losey, America’s Retirement Strategist®, is launching a new program called “Second Opinion” to help investors take a close look at their retirement savings and gain a fresh perspective in a shaky economy.

        Saratoga Springs, NY. – September 14, 2011 – Bill Losey, author and retirement expert and advisor, is launching a new program at his website to help those looking to move in a new direction with their retirement strategy.  A recent study shows that 8 out of 10 affluent investors are dissatisfied enough that they would change their financial advisors.  90 percent of investors would welcome a “second opinion” of their family’s financial outlook.

        Bill understands that investors are trying to make sense of an unprecedented economic earthquake that has left them feeling blindsided and unsure about their financial future like never before.  It’s easy to see why investors have grown skittish. They’ve endured not one, but two of the worst stock market downturns in history – both within a short 10-year span.

        There’s no doubt …

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        Retirement Advisor Bill Losey Celebrates 6-Year Anniversary of Financial and Retirement Planning Firm

        Tuesday, August 2nd, 2011

        Bill Losey, America’s Retirement Strategist®, is celebrating the 6-year anniversary of his financial planning and retirement advisement company, Bill Losey Retirement Solutions, LLC.

        Saratoga Springs, NY. – August 2, 2011 – Bill Losey, author and retirement expert and advisor, along with his staff, is celebrating the 6 year anniversary of Bill Losey Retirement Solutions, LLC.  On August 1, 2005, Bill Losey launched this business with one goal in mind – to offer advice and solutions to those planning for retirement, as well as those in the midst of retirement, who are trying to get the most out of their finances.

        Bill is a nationally known and respected retirement expert, specializing in 401k rollover advice, self directed IRA rollovers, 401k direct rollovers, and many other investment and retirement strategies.  Bill’s company, Bill Losey Retirement Solutions, LLC, is an independent registered investment advisory firm that caters primarily to couples as well as divorced and widowed women nationwide (age 50-70) who demand objective financial and retirement advice; customized, fee-only investment management; attention …

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        Retirement Expert Bill Losey Discusses Impact of The National Debt Ceiling Debate

        Wednesday, July 6th, 2011

        Bill Losey, America’s Retirement Strategist®, publishes a new blog providing his thoughts on what would happen if the United States misses the deadline for raising the debt ceiling.

        Saratoga Springs, NY. – July 6, 2011 – Bill Losey, author and retirement expert and advisor, recently wrote a blog discussing the federal debt ceiling debate that is reaching a boiling point in American politics.  This blog, found on his website http://www.BillLosey.com, titled “The D Word That Haunts Wall Street” asks, “When will the debt ceiling issue be solved?” and “What would happen if we miss the deadline?” As with any national debate that has the potential to disrupt an already shaky economy, Bill knows the impact that this could have for those in the midst of retirement as well as those planning for retirement.

        Bill Losey writes, “The NFL, the NBA, the EU, Congress … wherever you look, it seems people would rather wrangle these days than resolve their differences. The U.S. Treasury has set a …

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        Retirement Expert, Bill Losey, Discusses A Woman’s Financial Reality

        Wednesday, June 8th, 2011

        Bill Losey, America’s Retirement Strategist®, publishes a new blog giving helpful retirement planning tips for women.

        Saratoga Springs, NY. – June 8, 2011 – Bill Losey, author and retirement expert and advisor, recently wrote a blog geared towards women, offering tips on planning for retirement. This blog, found on his website http://www.BillLosey.com, titled “A Woman’s Financial Reality – Your Financial Future Is Up To You & No One Else” gives several financial insights that can help women plan for retirement.  In the blog, Bill explains how men and women face unique challenges when it comes to working and planning for retirement.

        Bill Losey launched his business five years ago with one goal in mind – to offer advice and solutions to those planning for retirement.  This latest blog is one of many helpful articles that Bill writes frequently to make planning for retirement seem less daunting and more achievable.

        Bill Losey writes, “With inflation and other economic pressures, a mature woman relying on Social Security income …

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        Retirement Expert Bill Losey Attends Retirement Income Summit in Chicago

        Monday, May 9th, 2011

        Bill Losey, America’s Retirement Strategist®, recently attended the 2011 Retirement Income Summit held in Chicago, participating in discussions on retirement income for retirees as well as the next generation income strategies, among other topics.

        Saratoga Springs, NY. – May 9, 2011 –Bill Losey, New York based author and retirement expert, recently joined other leading financial experts from around the country to attend the annual Retirement Income Summit, held in Chicago, Illinois.  The attendees of this summit were able to learn the latest in retirement income from experts in investing, risk management, economics and psychology.

        Bill Losey launched his nationwide business five years ago with one goal in mind – to offer advice and solutions to those planning for retirement, as well as those in the midst of retirement, who are trying to get the most out of their finances. This Summit was another way for Bill to participate in discussions of some of the most pressing issues facing retirees today, and learn new and innovative ways …

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        Retirement Expert, Bill Losey, Offers Toll-Free IRA Rollover Helpline

        Friday, April 8th, 2011

        Bill Losey, America’s Retirement Strategist®, is providing a toll-free IRA Rollover Helpline to help handle complicated paperwork and rollover retirement plan money quickly and easily.

        Saratoga Springs, NY. – April 8, 2011 – While tax day looms, and finances are on the mind of every American, Bill Losey, New York based author and retirement expert, has set up a toll-free IRA Rollover Helpline to offer a quick and easy way to rollover your retirement plan money. Bill Losey launched his nationwide business five years ago with one goal in mind – to offer advice and solutions to those planning for retirement, as well as those in the midst of retirement, who are trying to get the most out of their finances. The new IRA Rollover Helpline (1-866-786-2521) is just another helpful resource that Bill provides.

        Bill Losey remarks, “Your 401(k), 403(b), 457 plan, Tax-Sheltered Annuity (TSA) or pension plan represents a critical piece of your financial future.  And whether you’re changing jobs, quitting, being layed off, retiring or ready …

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        Retirement Expert, Bill Losey, Discusses Home Ownership and Retirement

        Monday, March 14th, 2011

        Bill Losey, America’s Retirement Strategist®, recently published a new article discussing whether retirees should own their homes free and clear during retirement.

        Saratoga Springs, NY. – March 14, 2011 – Bill Losey, New York based author and retirement expert, recently published an article on his website http://www.BillLosey.com asking his clients and readers “Should you pay down low-interest debt, or should you invest the money into a tax-advantaged account that could potentially bring you a strong return? The article titled “Should You Own Your Home Free & Clear Before You Retire? ” provides some helpful tips and scenarios to help answer that question.  Bill Losey launched his nationwide business five years ago with one goal in mind – to offer advice and solutions to those planning for retirement, as well as those in the midst of retirement, who are trying to get the most out of their finances.

        Bill Losey writes, “At first glance, the answer would seem to be “absolutely, if at all possible.” Retiring …

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        Retirement Advisor, Bill Losey, Discusses Ways To Protect Your IRA and 401k

        Wednesday, February 9th, 2011

        Bill Losey, America’s Retirement Strategist®, posts a new video giving helpful tips for protecting your 401k or IRA from another market plunge.

        Wilton, NY. – February 9, 2011 – Bill Losey, author and retirement advisor and expert, recently posted a video on his website http://www.BillLosey.com, titled “How To Protect Your IRA & 401k From The Next Market Freefall” that gives some quick tips that every person can use to make sure that they are taking every step possible to protect their retirement investments, especially their IRAs and 401k.

        In the video, Bill Losey says, “We’ve had a great market rally in the past 13 months, and despite all of the leading economic indicators pointing up (like housing starts, consumer confidence and auto sales, for example,) there is absolutely no doubt in my mind that at some point in the near future, we will experience another significant decline.”

        “What I always tell my clients is that I have no idea (and frankly, no one has any idea) …

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        Retirement Advisor, Bill Losey, Gives Eight Tips For Planning Your Retirement

        Monday, January 10th, 2011

        Bill Losey, America’s Retirement Strategist®, publishes a new article giving eight helpful tips for planning your retirement.

        Wilton, NY. – January 10, 2011 – Bill Losey, author and retirement advisor and expert, recently gave his clients and readers eight helpful tips on planning for retirement. This article, found on his website http://www.BillLosey.com, titled “8 Tips For Planning YOUR Retirement” gives eight quick tips that every person can use to make sure that they are planning for retirement in the most practical and efficient way. Bill Losey launched his business five years ago with one goal in mind – to offer advice and solutions to those planning for retirement.  This latest article is one of many helpful articles that Bill writes frequently to make planning for retirement seem less daunting and more achievable.

        In the article, Bill Losey writes, “Planning financially for retirement may feel overwhelming. For some, that feeling is what keeps them from really focusing on and implementing a plan. If you haven’t started planning for …

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        Retirement Advisor, Bill Losey, Gives Top Ten Financial To-Do’s For Coming New Year

        Tuesday, December 7th, 2010

        Bill Losey, America’s Retirement Strategist®, publishes new article giving 10 personal finance “to-do’s” heading into 2011.

        Wilton, NY. – December 7, 2010 – Bill Losey, author and retirement advisor and expert, recently gave his clients and readers ten important things to do regarding your personal finances heading into 2011, on his websitehttp://www.BillLosey.com.  This article titled “The Top 10 Financial To-Do’s (for 2010 into 2011)” gives ten timely and helpful tips that every person can use to review and solidify their personal finances heading into 2011. Bill Losey launched his business  five years ago with one goal in mind – to offer advice and solutions to those planning for retirement, as well as those in the midst of retirement, who are trying to get the most out of their finances.  This recent article is the latest example of that.

        Bill Losey writes, “The end of the year is a good time to review your personal finances. What are your financial, business or life priorities for 2011? Try …

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        Certified Financial Planner and Retirement Advisor, Bill Losey, Produces Fun Baby Boomer Retirement Movie

        Thursday, November 4th, 2010

        Bill Losey, America’s Retirement Strategist®, is featuring a nostalgic and humorous short film, The Baby Boomer Retirement Movie, on his website to promote retirement planning.

        Wilton, NY. – November 4, 2010 – Bill Losey, author and retirement advisor and expert, is currently featuring a short film on his website, titled “The Baby Boomer Retirement Movie.” This humorous and nostalgic video is designed to provide awareness for the importance of retirement planning for the baby boomer generation.  Bill is a nationally known and respected retirement expert, specializing in 401k rollover advice, self directed IRA rollovers, 401k direct rollovers, and many other investment and retirement strategies.

        Bill Losey remarked, “It was a lot of fun creating this movie.  If you are a member of the baby boomer generation, you definitely want to take a look!  This video just might make you realize how close to retirement you could be!  Have you planned correctly?”

        The theme of the video follows the “You know you’re a baby boomer when…” scenario.  …

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        Retirement Advisor, Bill Losey, Discusses How Delayed Gratification May Help You Retire

        Wednesday, October 20th, 2010

        Bill Losey, America’s Retirement Strategist®, publishes new article about getting the most out of your retirement by making the right decisions today.

        Wilton, NY. – October 20, 2010 – Bill Losey, author and retirement advisor and expert, recently celebrated the fifth year anniversary of Bill Losey Retirement Solutions, LLC. Bill Losey launched this business with one goal in mind – to offer advice and solutions to those planning for retirement, as well as those in the midst of retirement, who are trying to get the most out of their finances.

        One of the ways that Bill has been able to stay successful, is by writing helpful blogs, newsletter and articles on his website, http://www.BillLosey.com.  Bill’s latest article titled “Spend Less Now, Live It Up Later – Why A Little Delayed Gratification May Help You Retire.” explains how 10,000 Americans will turn 65 each day during the next 18 years and asks the question, “Will their retirements match their expectations?”

        Bill Losey writes, “Boomers are necessarily growing …

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        Retirement Advisor, Bill Losey, To Deliver Keynote Address at the West Virginia University Retirement Planning Conference

        Monday, September 13th, 2010

        Bill Losey, America’s Retirement Strategist®, is set to deliver the keynote address at the Retirement Planning Conference at the University of West Virginia.

        Wilton, NY. – September 13, 2010 – The Division of Human Resources at the University of West Virginia has recently announced the WVU Retirement Planning Conference to be held on October 11-12, 2010 at the  Waterfront Place Hotel in Morgantown, West Virginia.  Bill Losey, author and retirement advisor and expert, has been asked to deliver the keynote address at the conference.

        “An Evening With Bill Losey” will take place on Monday, October 11th, 2010 at 7:00pm.  Bill’s address will be titled “The 10 Biggest Mistakes People Make When Retiring and  How You can Avoid Them!”

        Bill Losey remarked, “I am very excited to be a part of this great event.  The goal of the conference is to help WVU employees recognize that retirement is not merely an event that happens when they stop working, but a process that requires careful planning and decision making during …

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        Retirement Advisor, Bill Losey, Celebrates 200th Issue of Award-Winning Newsletter

        Monday, August 23rd, 2010

        Bill Losey, America’s Retirement Strategist®, is celebrating the 200th issue of his award-winning free weekly newsletter, Retirement Intelligence.

        Wilton, NY. – August 23, 2010– Just a month after celebrating the 5-year anniversary of Bill Losey Retirement Solutions, LLC, Bill Losey, author and retirement advisor and expert, is now pleased to announce the 200th issue of their free weekly email newsletter, Retirement Intelligence®. The newsletter is delivered each Thursday, with the 200th issue to be released on August 26th, 2010.

        Retirement Intelligence® (RI) started out as a monthly paper newsletter, converting to a weekly email edition in September of 2006. 120 subscribers enjoyed the first email edition – and RI now boasts nearly 7,000 subscribers worldwide. Each issue of RI reveals how-to-articles, secrets, investment ideas, a “Joke Of The Week”, fitness and diet tips, and promotes upcoming seminar dates to keep subscribers “in-the-know.” Bill and his staff seek to provide informative and entertaining information readers can use to simply and confidently enhance …

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        Retirement Advisor, Bill Losey, Celebrates 5-Year Anniversary of Financial and Retirement Planning Firm

        Tuesday, July 20th, 2010

        Bill Losey, America’s Retirement Strategist®, is celebrating the upcoming 5-year anniversary of his financial planning and retirement advisement company, Bill Losey Retirement Solutions, LLC.

        Wilton, NY. – July 20, 2010 – Bill Losey, author and retirement advisor and expert, along with his staff, is celebrating the 5 year anniversary of Bill Losey Retirement Solutions, LLC. On August 1, 2005, Bill Losey launched this business with one goal in mind – to offer advice and solutions to those planning for retirement, as well as those in the midst of retirement, who are trying to get the most out of their finances.

        Bill Losey remarked, “We are so excited to be celebrating our 5th anniversary! It seems like only a few short months ago we were planning our business structure and setting goals. I’m extremely pleased at our ability over the last five years to meet many of those goals and to enjoy some truly special relationships with our clients. They make our job …

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        Do You Know the 411 On Your 401(k)?

        Monday, July 19th, 2010

        July is National Retirement Planning Month

        A new study released this week reveals that many Americans will come up short on their retirement savings:

        • Over 40 percent of people with the lowest incomes face prospects of depleted savings within 10 years after retirement, with that number climbing toward 60 percent after another decade
        • Almost 50 percent of early baby boomers are not expected to have enough money to cover basic living expenses like food, utilities and health care through retirement
        • 44.5 percent of members of Generation X (36 to 45 years old) are expected to run out of money during retirement.

        And one of the biggest contributors to currently over 40 million American’s retirements funds is the 401(k). For many workers, having savings in a 401(k) plan can make the difference between security and struggle in retirement. But how long you’ve been in a 401(k) plan and how much …

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        Certified Financial Planner and Retirement Advisor, Bill Losey, Provides Investment Strategies With Free Audio Download

        Thursday, June 10th, 2010

        Bill Losey, America’s Retirement Strategist®, is offering a free audio download called “What Wall Street Doesn’t Want You To Know.”

        Wilton, NY. – June 10, 2010 – Bill Losey, author and retirement advisor and expert, is currently offering a free audio download, What Wall Street Doesn’t Want You To Know. Recorded from a live teleseminar, this complimentary audio download is being offered by Bill Losey on his website, http://www.MyRetirementSuccess.com along with some other great welcome gifts, simply for signing up for his free newsletter. Bill is a nationally known and respected retirement expert, specializing in 401k rollover advice, self directed IRA rollovers, 401k direct rollovers, and many other investment and retirement strategies.

        Bill Losey remarked, “I’m glad to offer this audio download as a reference point for those looking to learn more about successful investment strategies. I believe the insights provided highlight some of the best ways to invest in the stock market. In this time of market volatility, I …

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        Certified Financial Planner and Retirement Advisor, Bill Losey, Offers Free Special Report on Avoiding Retirement Mistakes

        Friday, May 28th, 2010

        Bill Losey, America’s Retirement Strategist®, is offering a free special report to help retirees avoid the ten biggest retirement mistakes.

        Wilton, NY. – May 28, 2010 – Bill Losey, author and retirement advisor and expert, is currently offering a free 30-page special report, The 10 Biggest Mistakes People Make When Retiring & How You Can Avoid Them. This informative special report is being offered by Bill Losey on his website, http://www.MyRetirementSuccess.com. Bill is a nationally known and respected retirement expert, specializing in 401k rollover advice, self directed IRA rollovers, 401k direct rollovers, and many other retirement strategies.

        Bill Losey said, “We wanted you to have an easy to understand set of facts that cuts through all the baloney, and tells you the biggest mistakes retirees make…and more importantly, how to avoid them!”

        Some of the common mistakes pointed out in this special report include listening to the wrong people, not understanding the tax consequences of investments, owning your assets the wrong way and …

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        April is National Financial Literacy Month

        Wednesday, March 24th, 2010

        FOR IMMEDIATE RELEASE
        Contact: Erin MacDonald-Birnbaum
        856-489-8654 x302
        erin@smithpublicity.com

        April is National Financial Literacy Month

        Spring has sprung and retirement advisor and financial commentator Bill Losey offers this forecast for financial stability, “As the economic barometer shows a rise in the cost of living, especially for retirement and health care, it is time to put the chilly economic climate behind us, clean out the consumer spending cobwebs, dust off the debt and Spring clean your finances.”

        With recent reports that half of all American families are carrying more than $25,000 in debt and the total amount of consumer debt in the United States at nearly $2.5 trillion dollars, most people want to sweep their money troubles under the rug – Losey’s Financial Spring Clean is just what this country needs.

        Losey will enthusiastically share innovative financial advice and educate your audience on:

        • Top tips to get your finances squeaky clean this Spring
        • How to make sure your financial goals are S.M.A.R.T.
        • The …

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          12 Universal Laws Of Successful Retirement Investing

          Tuesday, February 16th, 2010

          FOR IMMEDIATE RELEASE
          Contact: Erin Macdonald-Birnbaum
          856-489-8654 x302
          erin@smithpublicity.com

          Investing can be scary – stocks, bonds, mutual funds, buy low, sell high, brokers, advisors…it’s enough to have anyone’s head spinning! And as 99.9 percent of stocks are unpredictable 99.9 percent of the time, it’s not hard to see why a lot of American’s don’t want to take a ride right now on the rollercoaster known as the stock market.

          Being a successful investor takes a lot of courage and perseverance, which is why financial planner and retirement coach Bill Losey wants to make sure that everyone can achieve financial independence. According to Losey, there is nothing magical about the process of building wealth and it doesn’t require great skill or luck. It does, however, require planning and discipline…and The 12 Universal Laws of Successful Retirement Investing.

          Laws are meant to protect us and to keep up …

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          4 Things To Do With Your Tax Refund

          Thursday, February 4th, 2010

          FOR IMMEDIATE RELEASE
          Contact: Erin Macdonald-Birnbaum
          856-489-8654 x302
          erin@smithpublicity.com

          As tax season is upon us, many Americans are crossing their fingers that they will get a refund this year. As of November 2009, the most recent month in which statistics are available, the average refund amount for 2009 is projected to be $2,836.00. About 75 percent of all taxpayers who file returns for 2009 are expected to receive a refund from the IRS.

          So as a lot of people will have some extra money in their bank account this year and as the economy is still on a roller coaster, it is important that they have some concrete financial options on what to do with their refund check.

          Financial planner and retirement coach Bill Losey can reveal 4 simple and easy things to do with this year’s tax refund. I have included his sound suggestions below and hope you can share them with your readers.

          Thank you,

          Erin MacDonald-Birnbaum
          856-489-8654 x302
          erin@smithpublicity.com

          4 Things to do With Your Tax Refund
          By Bill Losey

          Do you …

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          What does Bernanke’s Re-election mean for the Fed?

          Tuesday, February 2nd, 2010

          In a record Senate vote on Thursday, Federal Reserve Chairman Ben Bernanke was confirmed for a second term, which will be four years in length. Though votes for the post tend to be close following severe recessions, Bernanke’s was by far the closest at 70-30. President George W. Bush first appointed Bernanke to this post and, eventually, President Barack Obama re-nominated him.

          It’s unsurprising then that the Chairman has seen a fair amount of support from both of the major political parties. Each of the Senate party leaders, for example, voted in confirmation of the incumbent. Still though, the Senate meeting and public opinion over the matter has been indicative of some larger political attitudes currently taking hold of the country.

          Conservatives have been more critical of Bernanke. Many feel he should’ve had the insight to stop not only the massive bust from happening, but to also renounce the practices that led to said bust. Furthermore, his critics are frustrated at how he handled the …

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          Financial & Retirement Resolutions for 2010

          Monday, December 21st, 2009

          A new study released this month reveals that financial New Year’s resolutions are gaining popularity in 2010 as the focus will be more on money due to the economic climate (source: Fidelity Investment):

          • 88 percent of those considering a financial resolution said they believe the economic events of the past year will give them impetus to stick to them in 2010
          • 7 in 10 people (71percent) hope to increase their confidence in their finances with their resolutions
          • 51 percent said that saving money was their primary focus
          • 8 in 10 (83 percent) said they are likely to learn more about financial topics in the New Year, with the two most mentioned subjects being setting financial goals (47 percent) and saving for retirement (43 percent)
          • As Americans appear to be proactively seeking more financial and retirement education in 2010, retirement strategist and financial coach Bill Losey can reveal to your readers the 2010 financial and retirement resolutions – sound tips …

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            SIX STEPS TO START THE SEASON OF GIVING DEBT FREE

            Monday, December 14th, 2009

            ‘Tis the season of giving and what do we fear? Our wallets are empty ‘cause we’re still paying off our gifts from last year!

            A recent survey by Consumer’s Union revealed 13.5 million consumers were still saddled with debt from last year’s holiday spending and the Federal Reserve’s latest monthly consumer credit report showed that revolving credit, which is largely card debt, is a staggering $897.6 billion.

            As the instability of the economy continues to effect the wallets and minds of shoppers as the 2009 holiday season gets under way, America’s retirement strategist Bill Losey can help people learn the 6 simple steps to pay off their debt so their pockets can “jingle all the way” to the bank.

            With over 20 years counseling men, women and couples on their money needs, Losey’s 6 steps include:

          • Make a budget. “Where does all the money go?” If you are asking that question, here is where you learn the answer. You might find that you’re spending $80 a month on …

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            THE 5 RULES TO RETIREMENT SAVING

            Tuesday, December 1st, 2009

            A recent study revealed that corporate America’s commitment to workers’ retirement plans, has dropped consistently over the last decade. The research found that the total retirement benefits provided to employees decreased from 7.8 percent of pay in 2002 to 6.9 percent of pay in 2008 and the value of the overall benefits declined from 9.4 percent to 8.6 percent of pay.

            As more than half of all workers in the United States, 53 percent, have less than $25,000 in total savings and investments and with longer life expectancies and rising costs, especially for health care, it is critical that Americans understand the importance of taking matters into their own hands, stop solely relying on their employers to contribute to their retirement and start saving for their own future – RIGHT NOW!

            America’s retirement strategist Bill Losey can provide expert insight and reveal his “5 Rules to Retirement Saving” – simple, effective steps, guaranteed to set people on the right path to a financially secure future.

            I have …

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Bill's blogs, articles, and economic reports are meant to provide you with general investment, financial and retirement information. They are not designed to be a definitive investment guide or to take the place of a qualified financial planner or other professional. Given the risks involved in investing, there is absolutely no guarantee that the strategies or methods suggested on Bill's website will ever be profitable. Bill Losey Retirement Solutions, LLC does not assume liability of any kind for any losses that may be sustained as a result of applying the methods suggested and any such liability is hereby expressly disclaimed. Portions of the content on this website were prepared by MarketingLibrary.net Inc.

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